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21 Clover Lane #212, Westbrook, ME, 04092

1beds
1baths
512sqft
$317,000
$619price/sqft
$2,182/moest. monthly cost
$87,280/yrincome needed

About This Home

Welcome to Clover Terraces! These new and exciting condo homes are located in Westbrook's vibrant and active downtown community. Just out your door is everything that you need! These homes are built with the utmost attention to efficiency detail, spatial design and sustainable comfort. Enjoy tall ceilings, large windows, washer/dryer hookups, your own private terrace, and a designated parking space! Easy living in this 1-bedroom 2nd floor corner unit. You will have access to the shared guest suite for overnight guests. Located within easy reach of Westbrooks vibrant downtown, shops and restaurants, Rock Row, Universities, lakes, mountains as well as downtown Portland. Each unit can be customized with choices that you will love but hurry, this opportunity will not last for too long! No deeded income restrictions. Ask us about special financing options!

Getting Around

59
WalkingSomewhat Walkable
29
TransitSome Transit
71
BikeVery Bikeable

Schools

4/10
4/10
Westbrook Middle SchoolGrades 5-81.1 mi
3/10
Westbrook High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Slab,Poured Concrete
  • Roof: Membrane
  • Construction materials: Wood Frame,Fiber Cement

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator

Basement

  • Basement: None

Bedroom1

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • One-Floor Living
  • Window features: Triple Pane Windows
  • Flooring: Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 512

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 512
  • Total interior livable area: 512 sqft

Kitchen

  • Features: Kitchen Island
  • Level: Third

Living Room

  • Level: Third

Property

Accessibility

  • Accessibility features: Elevator/Chair Lift

Details

  • Zoning: Village 16

Features

  • Patio & porch: Deck

Lot

  • Features: City Lot,Near Turnpike/Interstate,Neighborhood,Level,Other,Sidewalks,Landscaped

Parking

  • Parking features: Common,Other,Paved,1 - 4 Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Ice Storm
Hurricane
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,602$19,224
Home Insurance $70$840
Property Taxes $266$3,192
Electricity $244$2,930
Total$2,182$26,184

Income You'd Need if You Spent...

35% on housing$74,811/yr
40% on housing$65,460/yr
45% on housing$58,186/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$619This listing

vs Other Active Listings

Avg $/sqft

ZIP 04092$239
Cumberland County$369

vs Homes Sold Last Month

Median $/sqft

ZIP 04092$319
Cumberland County$317

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-14Listed for sale$317,000

For Sale by Agent

AgentEdmund Gardner
BrokerageGardner Real Estate Group

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