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131 Caroline's Retreat, Savannah, GA, 31406

4beds
5baths
5,254sqft
$1,149,000
$219price/sqft
$8,068/moest. monthly cost
$322,720/yrincome needed

About This Home

Located in the sought after gated community of Herb River Bend, walking distance to Hancock Day School with private pedestrian gate for residents. This home boast of hardwood floors, artful moldings throughout the main living areas, including an inviting great room with custom built-ins, large formal dining room, and a private study. The main level primary retreat features a luxury bath, and a generous walk-in closet with custom shelving. Upstairs, you will find three additional bedrooms, each with their own bathroom and a large loft as an additional living area. The rear spacious patio offers additional space for entertaining family and friends. This charming neighborhood provides for your family a community pool, clubhouse, and a playground. Don’t wait another day to visit and make this move-in ready home yours!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

4/10
Isle Of Hope SchoolGrades PK-81.7 mi
3/10
Johnson High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Raised,Slab
  • Roof: Composition
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Cooktop,Dishwasher,Electric Water Heater,Disposal,Microwave,Oven,Refrigerator,Range Hood
  • Laundry features: Washer Hookup,Dryer Hookup,Laundry Room,Laundry Tub,Sink

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Built-in Features,Breakfast Area,Tray Ceiling(s),Ceiling Fan(s),Cathedral Ceiling(s),Double Vanity,Fireplace,Gourmet Kitchen,Garden Tub/Roman Tub,High Ceilings,Kitchen Island,Main Level Primary,Pantry,Pull Down Attic Stairs,Recessed Lighting,Separate Shower
  • Window features: Double Pane Windows
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,Gas,Gas Starter,Great Room,Gas Log
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 5,254 sqft

Property

Details

  • Parcel number: 1036404016
  • Special condition: Standard
  • Exclusions: Shell mirror in the half bath,refrigerator and freezer in garage

Features

  • Pool features: Community
  • Patio & porch: Porch,Front Porch

Lot

  • Lot size: 0.31 Acres
  • Features: Interior Lot,Sprinkler System

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Off Street
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Cold Wave
Heat Wave
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,809$69,708
Home Insurance *$974$11,688
Property Taxes $775$9,300
Electricity $510$6,125
Total$8,068$96,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$276,617/yr
40% on housing$242,040/yr
45% on housing$215,146/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.6%
3.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 31406$221
Chatham County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 31406$198
Chatham County$203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$1,149,000
2019-02-22Sold$560,000

For Sale by Agent

AgentGail Toler
BrokerageThe Landings Real Estate Co

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