226 Summit Ave, Albemarle, NC, 28001
About This Home
**Seller offering $5,000 in seller credits. This home qualifies for 100% USDA financing through builder's preferred lender. This 3-bedroom, 2.5-bath home offers an open-concept layout with spacious living and dining areas flowing into the modern kitchen. The inviting living room features a stylish electric fireplace, creating a warm and welcoming space. Upstairs, the primary suite includes a walk-in closet and private bath, along with two additional bedrooms and a full bath. This new construction home was built with quality craftsmanship and attention to detail, and is conveniently located near shopping, dining, and downtown amenities. New Construction comes with: 10 year Structural warranty 1 year Builder warranty 1 year Mechanical warranty
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Crawl Space
- Construction materials: Vinyl
Other
- Builder name: Ardent Building Group
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Oven
- Laundry features: Electric Dryer Hookup,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Fireplace features: Living Room
- Finished area below ground: 0
- Finished area above ground: 1,400
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,400
- Total interior livable area: 1,400 sqft
Primary Bedroom
- Level: Upper
- Area: 188.7
- Dimensions: 15' 0" X 12' 7"
Property
Details
- Parcel number: 654803324459
- Zoning: R-8
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 0.14 Acres
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Stanly County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,213 | $14,556 |
| Home Insurance * | $116 | $1,392 |
| Property Taxes | $223 | $2,676 |
| Electricity | $200 | $2,405 |
| Total | $1,752 | $21,024 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Price change | $239,900 |
| 2026-06-30 | Price change | $245,000 |
| 2026-06-11 | Price change | $248,000 |
| 2026-05-12 | Listed for sale | $249,000 |
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