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312 Bream Ave APT 203, Fort Walton Beach, FL, 32548

1beds
1baths
576sqft
$239,000
$415price/sqft
$1,809/moest. monthly cost
$72,360/yrincome needed

About This Home

Turnkey 1BR, 1BA condo on Okaloosa Island ready for you or your next guest! This fully furnished coastal retreat includes one covered parking space plus additional guest parking. Enjoy community amenities like on-site laundry, a BBQ grill, picnic area, and a charming fire pit for relaxing evenings. Located just a short walk to Blue Dolphin Beachwalk Access #1, making it easy to soak up the sun and enjoy the refreshing breeze from the gulf anytime you please!

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

5/10
5/10

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 1982

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator
  • Laundry features: Common Area

Bathroom

  • Level: First
  • Area: 150
  • Dimensions: 12 x 12.5

Bedroom

  • Level: First
  • Area: 151.0289
  • Dimensions: 13.33 x 11.33

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Owner's Closet
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 576
  • Total interior livable area: 576 sqft

Living Room

  • Level: First
  • Area: 209.25
  • Dimensions: 15.5 x 13.5

Property

Details

  • Parcel number: 002S24479900002030

Features

  • Exterior features: Outdoor Grill

Parking

  • Total spaces: 1
  • Parking features: Guest,Carport,Covered
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tornado
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance *$112$1,344
Property Taxes $292$3,504
Electricity $197$2,366
Total$1,809$21,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,022/yr
40% on housing$54,270/yr
45% on housing$48,240/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$415This listing

vs Other Active Listings

Avg $/sqft

ZIP 32548$261
Okaloosa County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 32548$220
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-09Price change$244,000
2025-09-29Listed for sale$245,000
2019-10-25Listing removed$127,500
2019-08-26Pending sale$127,500
2019-07-17Listed for sale$127,500
1999-01-01Sold$35,300

For Sale by Agent

AgentStephanie D Bueno
BrokerageLPT Realty LLC

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