130 Old Mill Rd #223, Flat Rock, NC, 28731
About This Home
ALL UTILITIES INCLUDED IN HOA FEE, including internet. STR's Allowed. Welcome to effortless mountain living at The Mill House Lodge in historic Flat Rock. This beautifully renovated one-bedroom condo features an updated full kitchen with a gas range, updated bathroom, beautiful LVP throughout and a bedroom with built-ins for extra storage. The open living and dining area overlooks Jordan Lake and opens to a covered porch—perfect for relaxing and enjoying the water views. The HOA fee includes all utilities, including internet, making ownership simple and worry-free. Perfect for a full-time residence, weekend retreat, or income-producing second home. Just minutes to Flat Rock Playhouse, Carl Sandburg National Park, Flat Rock Cinema, shopping, restaurants and more! 10 Min to Hendersonville.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1952
Materials
- Foundation: Slab
- Construction materials: Wood
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Gas Cooktop,Refrigerator
- Laundry features: Common Area
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 1
Features
- Flooring: Vinyl
- Finished area below ground: 0
- Finished area above ground: 446
Heating & Cooling
- Heating features: Other
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 446
- Total interior livable area: 446 sqft
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 10008162
- Zoning: RES-CONDO
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: Upper
- Private pool: Yes
- Pool features: Community,In Ground,Outdoor Pool
- Patio & porch: Covered,Rear Porch
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Beach - Public
Parking
- Parking features: Parking Space(s)
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Hail
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Henderson County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $922 | $11,064 |
| Home Insurance * | $60 | $720 |
| Property Taxes | $74 | $888 |
| Electricity | $200 | $2,405 |
| Total | $1,256 | $15,072 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Price change | $182,500 |
| 2026-06-17 | Price change | $183,900 |
| 2026-03-03 | Price change | $189,900 |
| 2026-01-15 | Listed for sale | $197,500 |
For Sale by Agent
View on Zillow