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1364 Catherine Cir NW, Cleveland, TN, 37312

3beds
3baths
1,795sqft
$325,000
$181price/sqft
$2,093/moest. monthly cost
$83,720/yrincome needed

About This Home

BRAND NEW TOWNHOME BY SHTEFWORKS CONSTRUCTION. 1,795 sq ft with a highly functional, spacious layout. Dedicated office, mud room, laundry room, walk-in pantry, and excellent storage. Open-concept main living area with a custom wood staircase. All rooms are generously sized. 9-foot ceilings on the main level. Premium SPC flooring throughout. Recessed can lighting and premium lighting upgrades throughout the home. High-end kitchen featuring quartz countertops, a large island, soft-close all-wood cabinetry, and a full Frigidaire appliance package including refrigerator, range, microwave, and dishwasher. Spacious primary suite with a custom tile his and hers walk-in shower, premium vanities, Delta plumbing fixtures, and a large walk-in closet. Builder-installed custom closet upgrade available, or bring your own closet designer. Built to be extremely energy efficient with spray foam insulation and sound-dampening construction between units, creating a wide separation that offers exceptional privacy. Oversized garage large enough to fit a full-size truck, featuring an 8-foot garage door and concrete driveway. Hardie siding exterior, architectural shingles, tongue-and-groove soffits, and premium MI windows. Custom oversized rear deck, large private backyard, and privacy fencing between units. Front landscaping and privacy trees planned. Excellent location near shopping, dining, and everyday conveniences including Target and Home Depot, with easy freeway access in a quiet, low-traffic neighborhood.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
Cleveland Middle SchoolGrades 6-80.9 mi
7/10
Cleveland High SchoolGrades 9-120.8 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Block,Permanent
  • Roof: Asphalt
  • Construction materials: Brick,Cement Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Electric Oven,Electric Water Heater,Microwave,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,Laundry Room,Upper Level,Washer Hookup

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Kitchen Island,Open Floorplan,Pantry,Recessed Lighting,Stone Counters,Walk-In Closet(s),Double Shower,Separate Shower,Tub/shower Combo,Breakfast Nook,Plumbed
  • Window features: Double Pane Windows,Insulated Windows,Vinyl Frames
  • Flooring: Ceramic Tile,Luxury Vinyl,Tile
  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,795

Heating & Cooling

  • Heating features: Central,Forced Air,Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,795
  • Total interior livable area: 1,795 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Living Room

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Office

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 033m E 015.00
  • Other equipment: Call Listing Agent

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Front Porch
  • Exterior features: Rain Gutters
  • Fencing: Wood

Lot

  • Lot size: 5,732 sqft
  • Features: Back Yard,City Lot,Front Yard,Level,Rectangular Lot
  • Lot size dimensions: 38' x 150'

Parking

  • Total spaces: 1
  • Parking features: Concrete,Driveway,Garage,Garage Door Opener,On Street,Paved,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Earthquake
Hail
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance $156$1,872
Property Taxes $119$1,428
Electricity $175$2,103
Total$2,093$25,116

Income You'd Need if You Spent...

35% on housing$71,760/yr
40% on housing$62,790/yr
45% on housing$55,813/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 37312$172
Bradley County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 37312$192
Bradley County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-29Price change$325,000
2026-05-14Listed for sale$339,900
2026-04-22Listing removed$339,900
2026-03-20Price change$339,900
2026-02-23Price change$347,500
2026-01-15Listed for sale$349,900

New Construction

AgentKari Shtefanio
BrokerageKeller Williams Realty

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