See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

104 Scudder Ln #X, Wimberley, TX, 78676

1beds
1baths
484sqft
$349,000
$721price/sqft
$2,570/moest. monthly cost
$102,800/yrincome needed

About This Home

Fully detached 1-bedroom cottage located within a well-established Hill Country lodging community just minutes from downtown Wimberley. Unit features full kitchen, private deck, hot tub, and curated interior finishes. Recent capital improvements across the property include roofs, HVAC, flooring, appliances, furnishings, and infrastructure. Flexible ownership allows personal use, vacation retreat, or short-term rental, subject to HOA rules. Individually metered with owner-friendly HOA.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

--
Blue Hole Primary SchoolGrades PK-21.2 mi
7/10
6/10
Wimberley High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1992

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,See Remarks
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • None,Other,See Remarks
  • Flooring: Laminate
  • Fireplace features: Electric
  • Fireplace: Yes
  • Attic: None

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Other,See Remarks

Interior Area

  • Total interior livable area: 484 sqft

Kitchen

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: R130345

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Gas Grill
  • Has spa: Yes
  • Spa features: Above Ground
  • Fencing: None
  • Has view: Yes
  • View description: River,Creek/Stream
  • Has water view: Yes
  • Water view: River,Creek/Stream
  • Waterbody name: Blanco River,Creek/Stream

Lot

  • Lot size: 326.70 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Strong Wind

FEMA Declared Disasters Across Texas Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$161$1,932
Property Taxes $407$4,884
Electricity $238$2,859
Total$2,570$30,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,114/yr
40% on housing$77,100/yr
45% on housing$68,533/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$721This listing

vs Other Active Listings

Avg $/sqft

ZIP 78676$443
Hays County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 78676$264
Hays County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-15Listed for sale$349,000

For Sale by Agent

AgentJared English
BrokerageCongress Realty

Similar Homes