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1111 Watkins St, Grundy, VA, 24614

2beds
1baths
1,316sqft
$114,900
$87price/sqft
$911/moest. monthly cost
$36,440/yrincome needed

About This Home

Charming 1956 Cape Cod located in the center of the county just off Rt. 460 on Watkins Street. This home has had some updates over the past several years - original floors have been refinished in the living room, dining room, up the stairs, landing upstairs and both bedrooms upstairs. The living room is spacious with a ceiling fan, a fireplace with a beautiful painted mantle with gas logs and the character of the stairs that accents the room. The dining room is just to the right of the front door and is open to the kitchen area with a breakfast bar. It has refinished original wood floors and a nice walk-in pantry closet. In the kitchen, there are all the appliances needed - refrigerator, smooth top range, microwave and dishwasher -- all stainless appliances. The laundry area is also in the kitchen area. The kitchen has ceramic tile floor, a small pantry closet and entry to the enclosed back porch area as well as entry to the basement/cellar. The upstairs has two bedrooms - the primary bedroom has refinished original wood floors, a walk-in closet and a window seat. The second bedroom has a dormer window and a closet and ceiling fan. The full bath has ceramic tile floor, a tub/shower combo and vanity. There is an exit door to the almost 200 sqft rear deck. The heating/cooling is provided by a heat pump and the roof is metal. The cellar/basement is unfinished. This home is very charming and priced to sell right away! Don't miss the opportunity! Call your favorite Realtor TODAY and let's make it yours!

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

3/10
Grundy High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: Exterior Condition: Good,Interior Condition: Good
  • Year built: 1956

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding,Dry Wall

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Range,Refrigerator

Basement

  • Area: 752

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom

  • Level: First

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),High Speed Internet
  • Window features: Insulated Windows
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,One
  • Fireplace: Yes
  • Finished area below ground: 752
  • Finished area above ground: 1,316

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,068
  • Total interior livable area: 1,316 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Property

Details

  • Zoning: NA

Features

  • Stories: 2
  • Patio & porch: Deck
  • Fencing: Chain Link
  • Has view: Yes
  • Water view: None
  • Waterfront features: None

Lot

  • Lot size: 0.26 Acres
  • Features: Rolling Slope,Views

Parking

  • Parking features: Detached Carport,Gravel
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Landslide
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $580$6,960
Home Insurance *$84$1,008
Property Taxes $45$540
Electricity $202$2,433
Total$911$10,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,234/yr
40% on housing$27,330/yr
45% on housing$24,293/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$87This listing

vs Other Active Listings

Avg $/sqft

ZIP 24614$77
Buchanan County$81

vs Homes Sold Last Month

Median $/sqft

ZIP 24614
Buchanan County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$119,900
2026-01-15Listed for sale$124,900

For Sale by Agent

AgentDenise Blevins
BrokerageeXp Realty

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