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432 Krauss Dr, Nicholasville, KY, 40356

4beds
3baths
2,128sqft
$425,000
$200price/sqft
$2,773/moest. monthly cost
$110,920/yrincome needed

About This Home

Discover your ideal living space in this stunning new construction 4-bedroom home, perfectly positioned in one of the most desirable locations in the neighborhood. This is one of the few homes that backs up to peaceful trees and farmland while also offering serene pond views—an exceptional combination of privacy and scenery. The exterior features a classic brick skirt paired with warm tan siding, a covered front porch, and a spacious covered deck overlooking the pond—ideal for relaxing or entertaining. A 2-car garage and a manageable yard provide everyday convenience with easy upkeep. Step inside to a bright, open living room highlighted by soaring 10-foot ceilings and expansive windows that fill the space with natural light. The house features large 8 foot tall interior and exterior doors throughout! The kitchen is both stylish and functional, showcasing white shaker-style cabinetry, upgraded quartz countertops, and brand-new stainless steel appliances. The thoughtfully designed floor plan places the primary suite on the main level, offering comfort and convenience. The spacious primary bedroom includes a large walk-in closet and a luxurious en-suite bathroom featuring a tile shower, freestanding soaking tub, and double-bowl vanity. Also on the first floor are a half bath for guests and a dedicated laundry room. Upstairs, you'll find three generously sized bedrooms that share a beautifully appointed full bathroom with a tiled tub surround and double-bowl vanity. Don't miss your opportunity to make this beautiful new home your own. The photo shown is a rendering, and there is still time to select certain finishes and personalize the home to your taste. Contact us today for more information or to schedule a private tour! Owner/Agent

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

5/10
7/10

Construction

Condition

  • Property condition: New Construction
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Dimensional Style,Shingle
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Oven
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s)
  • Window features: Insulated Windows,Screens
  • Number of fireplaces: 1
  • Fireplace features: Blower Fan,Electric
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,128

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,128
  • Total interior livable area: 2,128 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Features

  • Levels: One

Lot

  • Lot size: 7,840 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Driveway,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$198$2,376
Property Taxes $258$3,096
Electricity $168$2,016
Total$2,773$33,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,074/yr
40% on housing$83,190/yr
45% on housing$73,946/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 40356$197
Jessamine County$218

vs Homes Sold Last Month

Median $/sqft

ZIP 40356$185
Jessamine County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-05Price change$425,000
2026-01-15Listed for sale$404,999

For Sale by Agent

AgentSamuel Watts
BrokerageLifstyl Real Estate

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