29726 Onlooker Ln, Warsaw, MO, 65355
About This Home
The Lodge is a spacious five-bedroom, three-bathroom lake-view home accommodating up to 15 guests with 10 beds. Features include a large full kitchen with pantry, BBQ grill, and picnic table—ideal for family gatherings or group getaways. Just down the road from Truman State Park Marina giving you quick and easy access to Truman Lake, while also being close to Drake Harbor where you can access the Lake of the Ozarks. This cabin has been a successful rental and has a long client list. Could be utilized as an Airbnb or long-term rental on the side.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2001
Materials
- Roof: Composition
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
- Laundry features: Main Level
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- Flooring: Carpet
- Finished area above ground: 2,939
Heating & Cooling
- Heating features: Forced Air,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 2,939
- Total interior livable area: 2,939 sqft
Property
Features
- Waterbody name: Truman Lake
Lot
- Lot size: 0.34 Acres
Parking
- Parking features: Attached
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Ice Storm
- Lightning
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $295 | $3,540 |
| Property Taxes | $107 | $1,284 |
| Electricity | $224 | $2,693 |
| Total | $2,016 | $24,192 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-09-16 | Listed for sale | $274,950 |
View on Zillow