3934 Route 19 #3932, Scio, NY, 14880
About This Home
Located along Main Street in Scio, this dual-address property offers flexibility and opportunity in a small-town setting. Featuring two separate addresses, the property is well suited for a variety of uses, including multi-unit residential, owner-occupied living with rental income, or investment purposes. The building sits on a convenient, easily accessible stretch of road with nearby amenities and straightforward access to surrounding communities in Allegany County. Whether you’re looking to expand your rental portfolio or customize a property to fit your needs, this location provides a solid foundation with long-term potential. This property is currently being used as a two unit but has the potential to be a three unit. The main apartment has 2 bedrooms, a large living room with gas fireplace and built-ins, dining area, eat-in kitchen, full bath, laundry and walk up attic. The second unit located at the front of the building includes 1 bedroom, eat-in kitchen, living room and full bath with laundry. The third space is currently used by the seller as a guest quarters and additional living/recreational space. It is a large open area that could be converted to include kitchen, bedrooms, etc. There is a large full bath and storage area. If converted to a third apartment it could potentially rent for appx $950 plus utilities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1955
Materials
- Roof: Slate,Tile
- Construction materials: Other,Vinyl Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Triplex
- Property subType: Triplex,Multi Family
Interior
Appliances
- Appliances included: Gas Water Heater
- Laundry features: Accessible Utilities or Laundry
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Features
- Ceiling Fan(s),Bedroom on Main Level
- Window features: Thermal Windows
- Flooring: Carpet,Hardwood,Tile,Varies
- Number of fireplaces: 1
- Fireplace: Yes
Heating & Cooling
- Heating features: Gas,Other,See Remarks
- Cooling features: Other,See Remarks
Interior Area
- Total structure area: 2,624
- Total interior livable area: 2,624 sqft
Property
Accessibility
- Accessibility features: Accessible Bedroom,Low Threshold Shower,No Stairs,Accessible Entrance
Details
- Parcel number: 02660021200600010131210000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 0.90 Acres
- Features: Rectangular,Rectangular Lot
Parking
- Total spaces: 2
- Parking features: Gravel,Unpaved,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Cold Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Allegany County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $960 | $11,520 |
| Home Insurance * | $123 | $1,476 |
| Property Taxes | $375 | $4,500 |
| Electricity | $433 | $5,203 |
| Total | $1,891 | $22,692 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-15 | Listed for sale | $195,000 |
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