See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

51222 State Highway 12 Lot 5A, Frisco, NC, 27936

2beds
1baths
924sqft
$545,000
$590price/sqft
$3,289/moest. monthly cost
$131,560/yrincome needed

About This Home

Welcome to a coastal dream retreat where immediate comfort meets extraordinary future potential. Two beautiful lots totaling 5.87 acres. This dual-lot parcel features generous upland areas combined with direct waterway access. Thoughtfully positioned within a peaceful wooded setting, the existing home offers privacy and versatility, making it ideal as a primary residence, second home, or elegant guest house. Built in 2015, the home features an inviting open floor plan with two bedrooms and a full bath. Surrounded by mature trees, the home enjoys a strong sense of privacy while remaining conveniently located just off Highway 12. An enclosed storage area beneath the home, along with additional Stateline Builder storage, offers generous space for gear, tools, and equipment, while a chicken coop adds a unique touch for those who appreciate a more self- sustained lifestyle. The current home’s septic system is permitted for three bedrooms, allowing flexibility for future expansion. Surrounding the home is an exceptional offering of nearly five acres of adjoining land, creating a rare sense of seclusion and opportunity. The expansive acreage includes multiple upland building sites, with the rear of the property positioned to capture marsh and sound views. This setting allows for the creation of a custom estate, whether envisioned as a private retreat, a legacy home, or a multi-generational compound. A four-bedroom septic permit is already on file for a potential new home on the adjoining land, adding significant long-term value and ease for future development. The land extends to a canal with sound access, offering the opportunity to construct a private dock—an ideal location for boating, fishing, or a waterside gazebo. Conveniently located near Scotch Bonnet Marina for easy boat launching and just a short drive to Billy Mitchell Road and Ramp 49 for beach access, this property blends refined privacy, space, and remarkable potential. Offering acreage, water access, and estate-level flexibility rarely found in Frisco. Lot located at 0 NC 12 Hwy Frisco NC 27936 (Pin# 051611656135, Parcel# 014878019, LOT: 6A, PL: K SL: 12, Deed Bk/Pg: WB24E / 1398) included in the sale of the property.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
4/10

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Asphalt
  • Construction materials: Frame,Shakes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Beach Box
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range/Oven,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 924
  • Total interior livable area: 924 sqft

Property

Details

  • Zoning: S-1

Features

  • Has view: Yes
  • View description: Salt Marsh
  • Has water view: Yes
  • Water view: Salt Marsh
  • On waterfront: Yes
  • Waterfront features: Canal Front

Lot

  • Lot size: 5.87 Acres

Parking

  • Parking features: Off Street,Underground
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Winter Weather
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Dare County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,755$33,060
Home Insurance *$103$1,236
Property Taxes $231$2,772
Electricity $200$2,405
Total$3,289$39,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,765/yr
40% on housing$98,670/yr
45% on housing$87,706/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$590This listing

vs Other Active Listings

Avg $/sqft

ZIP 27936$255
Dare County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 27936$280
Dare County$373

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$575,000
2026-03-10Price change$585,000
2026-01-15Listed for sale$600,000

For Sale by Agent

AgentTricia Watson
BrokerageResort Realty - Frisco

Similar Homes