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Xx County Rd #30, Elk River, MN, 55330

6beds
6baths
6,224sqft
$1,375,000
$221price/sqft
$9,297/moest. monthly cost
$371,880/yrincome needed

About This Home

Mortgage rate promotions starting as low as 3.5% on all houses with builder’s preferred lender! Don’t miss this rare opportunity to build a custom home on six private acres overlooking the Mississippi River. This to-be-built residence will feature modern finishes, an open layout, and expansive windows that bring the outdoors in. Enjoy complete customization and the freedom to shape every detail to your vision. With wooded privacy, wildlife, and direct river access, this property offers an unmatched setting for your dream home. Closed neighborhood with fully custom homes, allowing buyers to build their dream home. Eight lots remain, ranging in size from three to six acres. The final pricing for the package is subject to change based on the buyer's desired floor plan and finish selections.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

--
Liberty Elementary SchoolGrades PK-23.9 mi
5/10
Big Lake Middle SchoolGrades 6-84.2 mi
9/10

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Age 8 Years or Less
  • Construction materials: Concrete

Other

  • Builder name: TRINITY ARTISAN HOMES

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,ENERGY STAR Qualified Appliances,Exhaust Fan,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer

Basement

  • Has basement: Yes
  • Basement: Drain Tiled,Storage Space

Bedroom

  • Level: Main
  • Area: 170
  • Dimensions: 17x10

Bedroom2

  • Level: Upper
  • Area: 143
  • Dimensions: 13x11

Bedroom3

  • Level: Upper
  • Area: 168
  • Dimensions: 14x12

Bedroom4

  • Level: Upper
  • Area: 187
  • Dimensions: 17x11

Bedroom5

  • Level: Upper
  • Area: 208
  • Dimensions: 16x13

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 3
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,184

Great Room

  • Level: Main
  • Area: 342
  • Dimensions: 19x18

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,224
  • Total interior livable area: 6,224 sqft

Kitchen

  • Level: Main
  • Area: 247
  • Dimensions: 19x13

Office

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: TBD
  • Zoning description: Residential-Single Family
  • Foundation area: 3038

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Fencing: None
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River Front
  • Frontage length: Water Frontage: 150

Lot

  • Lot size: 6 Acres
  • Lot size dimensions: TBD

Parking

  • Total spaces: 4
  • Parking features: Attached,Asphalt,Concrete,Garage Door Opener,Insulated Garage,Storage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Drought
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Sherburne County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,952$83,424
Home Insurance *$733$8,796
Property Taxes $1,088$13,056
Electricity $524$6,299
Total$9,297$111,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$318,754/yr
40% on housing$278,910/yr
45% on housing$247,920/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 55330$179
Sherburne County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 55330$187
Sherburne County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Listed for sale$1,375,000
2026-05-12Listing removed$1,699,000
2025-12-02Listed for sale$1,699,000

For Sale by Agent

AgentZachary Kirchoff
BrokerageLakes Sotheby's International Realty

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