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126 W Montgomery Ave, Wildwood, NJ, 08260

3beds
3baths
1,500sqft
$639,990
$427price/sqft
$4,128/moest. monthly cost
$165,120/yrincome needed

About This Home

Live in the heart of South Jersey, just minutes from the beautiful beaches of Cape May and Wildwood. Enjoy easy access to the beloved local attractions such as the Cape May Lighthouse, Cape May County Zoo, Sunset Beach, and the iconic Wildwood Boardwalk. With marinas, nature trails, golf courses, and a wide variety of local restaurants and shops within reach, every day offers something new to explore! This beautiful and conveniently located, within blocks to the Wildwood beach, newly constructed condominium building currently has three individual units available. Located at 126 W Montgomery Ave and features The Delmar by D.R. Horton-a beautifully designed new-construction townhome offering 1,500 sq. ft. of modern, thoughtful living. This spacious 2-story layout includes 3 bedrooms, 2.5 baths, and a 1-car garage, combining the low-maintenance ease of townhome living with the feel and comfort of a single-family home. The main level showcases an open, airy kitchen and living area filled with natural light, highlighting the large pantry, modern island, and seamless flow into the dining and living spaces-perfect for everyday living or entertaining. Upstairs, you'll find three generously sized bedrooms, including a serene owner's suite with a large walk-in closet and an elegant bath with double vanity. A hall full bath, upstairs laundry, and ample closet space complete with a second floor with convenience and style. Your new home also comes complete with D.R, Horton's signature Smart Home System, featuring a Qolsys IQ Panel, Honeywell Z-Wave Thermostat, Video Doorbell, Eaton Z-Wave Switch, and Kwikset Smart Door Lock. Ask about customizing your lighting experience with our Deako Smart Switches, designed to enhance comfort and convenience throughout the home. Photos are representative of the plan only and may vary as built.

Getting Around

86
WalkingVery Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

3/10
3/10
Wildwood Middle SchoolGrades 6-80.1 mi
2/10
Wildwood High SchoolGrades 9-120.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Oven,Microwave,Dishwasher,Gas Cooktop,Electric Water Heater
  • Laundry features: Laundry Room,Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Features

  • Eat-in Kitchen,Pantry
  • Flooring: Carpet,Tile,Vinyl

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Property

Details

  • Zoning: res

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Sprinkler System
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 0.26 Acres
  • Features: Cleared
  • Lot size dimensions: .26

Parking

  • Total spaces: 1
  • Parking features: Garage,1 Car,Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Hurricane
Heat Wave
Inland Flooding
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,236$38,832
Home Insurance *$204$2,448
Property Taxes $495$5,940
Electricity $193$2,318
Total$4,128$49,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,531/yr
40% on housing$123,840/yr
45% on housing$110,080/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$427This listing

vs Other Active Listings

Avg $/sqft

ZIP 08260$383
Cape May County$617

vs Homes Sold Last Month

Median $/sqft

ZIP 08260$593
Cape May County$460

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-16Listed for sale$659,715

New Construction

AgentLinda Kirk
BrokerageD.R. HORTON

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