See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4038 E 545 N, Rigby, ID, 83442

4beds
3baths
3,228sqft
$699,999
$217price/sqft
$4,225/moest. monthly cost
$169,000/yrincome needed

About This Home

Welcome or luxury living in the Waterstone Subdivision! This 4 bedroom, 3 bathroom masterpiece is complete with custom flooring design, granite countertops, real wood custom cabinetry, a master suite you don't want to miss and a location only dreamed of! Just minuets from Rigby Lake! Two family rooms, each fire place equipped, are open and inviting and the walk-in pantry and closet storage is unreal! An asphalt circular driveway makes hosting so much easier and the back patio is perfect for a summer barbecue! This house won't disappoint, come take a look today!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
8/10
Rigby Middle SchoolGrades 6-83.3 mi
5/10
Rigby Senior High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Frame,Primary Exterior Material: Stucco,Primary Exterior Material: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Microwave,Vented Exhaust Fan,Gas Range,Refrigerator
  • Laundry features: Upper Level

Basement

  • Area: 0

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Upper

Features

  • Ceiling Fan(s),Walk-In Closet(s),Master Bath,Mud Room,Office,Pantry
  • Flooring: Luxury Vinyl,Carpet,Tile
  • Number of fireplaces: 2
  • Fireplace features: 2,Electric
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,228

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,228
  • Total interior livable area: 3,228 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Main

Property

Details

  • Parcel number: RP007180080050
  • Zoning description: Jefferson-R1-Residential1 Zone

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Fencing: None
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 1.07 Acres
  • Features: Near Lake

Parking

  • Total spaces: 3
  • Parking features: 3 Stalls,Garage Door Opener,Asphalt,Circular Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Heat Wave
Lightning
Earthquake
Inland Flooding
Wildfire

FEMA Declared Disasters in Jefferson County and Idaho

Fire
Mud Landslide

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance $215$2,580
Property Taxes $274$3,288
Electricity $197$2,368
Total$4,225$50,700

Income You'd Need if You Spent...

35% on housing$144,857/yr
40% on housing$126,750/yr
45% on housing$112,666/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 83442$180
Jefferson County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 83442$188
Jefferson County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-16Listed for sale$699,999

For Sale by Agent

AgentAshley Martinez
BrokerageRE/MAX Prestige

Similar Homes