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212 Martin St, Polkton, NC, 28135

8beds
4baths
3,400sqft
$260,000
$76price/sqft
$1,890/moest. monthly cost
$75,600/yrincome needed

About This Home

Rare Investment Gem: Dual-Income Duplex in Polkton! Stop dreaming about financial freedom and start living it! This completely remodeled two-unit powerhouse is the ultimate ''house hack'' or a high-performing addition to your rental portfolio. Whether you want to live for free by renting out the other side or collect double checks from day one, this property is turn-key and ready to perform. Each unit features 4 spacious berms, totaling 8 berms across the entire property. Finding 4-bdrms rentals is rare, making these units highly sought after for tenants:This property boasts a brand-new roof, new HVAC systems, and fresh exterior/interior paint: Beautifully maintained with a fresh, contemporary look: This is the perfect candidate for an FHA owner-occupant. Move into one unit and let the neighbor pay your mortgage:this property offers the quiet charm of North Carolina living with the heavy-lifting of a high-yield investment. *Unit A: 4 BR *Unit B: 4 BR

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
Morven Elementary SchoolGrades K-51.3 mi
1/10
Anson Middle SchoolGrades 6-810.3 mi
3/10
Anson High SchoolGrades 9-1210.0 mi

Construction

Condition

  • Year built: 1990

Materials

  • Construction materials: Brick,Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Unfinished, Basement

Bedroom2

  • Level: Main

Bedroom2

  • Level: Second

Bedroom3

  • Level: Main

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom4

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 2

Features

  • Flooring: Laminate
  • Finished area above ground: 3,400

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,400
  • Total interior livable area: 3,400 sqft

Kitchen

  • Level: Second

Kitchen

  • Level: Main

Living Room

  • Level: Main

Living Room

  • Level: Second

Master Bedroom

  • Level: Second

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 74000906602200
  • Zoning: RES
  • Special condition: Owner Sale

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.64 Acres

Parking

  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Ice Storm
Strong Wind
Tornado
Cold Wave
Drought
Hail
Heat Wave
Lightning

FEMA Declared Disasters in Anson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$113$1,356
Property Taxes $147$1,764
Electricity $316$3,800
Total$1,890$22,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,800/yr
40% on housing$56,700/yr
45% on housing$50,400/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$76This listing

vs Other Active Listings

Avg $/sqft

ZIP 28135$236
Anson County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 28135$148
Anson County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-29Price change$260,000
2026-03-14Listed for sale$300,000
2025-09-13Listing removed$235,000
2025-09-03Pending sale$235,000
2025-07-03Listed for sale$235,000

For Sale by Agent

AgentChristelle Jeaara
BrokerageElevation Realty

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