




103 Thornhill Rd, Fort Walton Beach, FL, 32547
About This Home
Positioned in the heart of Fort Walton Beach and now offered at $75,000 below the original list price, this property presents a rare opportunity for savvy buyers looking to build immediate equity while capitalizing on one of the Emerald Coast's most consistently in-demand rental markets. Whether you're searching for a primary residence with upside potential, a long-term investment property, or a future resale opportunity, the heavy lifting has already been done. Major system updates have been completed for you, including a new roof, updated electrical panel, two brand-new HVAC systems, new water heater, new carpet, new pool liner, and a screened lanai--significantly reducing upfront expenses and giving buyers confidence in the home's long-term value. Ideally located just minutes from Eglin Air Force Base, Hurlburt Field, shopping, dining, and the Emerald Coast's white sandy beaches, this home is strategically positioned to benefit from steady demand from military personnel, contractors, vacationers, and future buyers alike. The flexible floor plan offers the potential for an easy conversion to a 3-bedroom layout or more, creating additional value and increasing rental appeal. Outside, the private screened-in pool, dedicated pool bathroom, expansive covered patio, and spacious backyard create the kind of lifestyle amenities today's renters and buyers are actively searching for. Opportunities to purchase a centrally located property with major improvements already complete Located just minutes from Eglin AFB and Hurlburt Field, this home is perfectly positioned for strong rental demand from military personnel and contractors. Don't miss this chance to invest in a centrally located, high-potential property with major systems already updated.
Getting Around
Schools
Construction
Condition
- Property condition: Construction Complete
- Year built: 1956
Materials
- Foundation: Slab
- Roof: Rolled/Hot Mop
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Range Hood,Electric Water Heater
- Laundry features: Washer/Dryer Hookup
Bedroom
- Level: First
- Area: 115.5
- Dimensions: 10.5 x 11
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Area
- Level: First
- Area: 245
- Dimensions: 14 x 17.5
Dining Room
- Level: First
- Area: 120
- Dimensions: 10 x 12
Family Room
- Level: First
- Area: 323.75
- Dimensions: 17.5 x 18.5
Features
- Beamed Ceilings,Vaulted Ceiling(s),Kitchen Island,Recessed Lighting,Walls Mirrored
- Window features: Plantation Shutters,Window Treatments
- Flooring: Tile,Carpet
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,046
- Total interior livable area: 2,046 sqft
Kitchen
- Level: First
- Area: 262.5
- Dimensions: 15 x 17.5
Laundry
- Level: First
- Area: 126.5
- Dimensions: 11 x 11.5
Living Room
- Level: First
- Area: 286
- Dimensions: 22 x 13
Master Bedroom
- Level: First
- Area: 174
- Dimensions: 14.5 x 12
Property
Details
- Parcel number: 022S24100200070200
- Zoning description: Resid Single Family
- Special condition: Real Estate Owned
Features
- Stories: 1
- Private pool: Yes
- Pool features: In Ground,Pool - Enclosed
- Patio & porch: Enclosed
- Exterior features: Private Yard
- Fencing: Partial,Privacy
Lot
- Lot size: 10,018 sqft
- Features: Level
- Lot size dimensions: 86 x 138 x 60 x 139
Parking
- Total spaces: 1
- Parking features: Attached Carport,Carport
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Heat Wave
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Okaloosa County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,567 | $18,804 |
| Home Insurance * | $143 | $1,716 |
| Property Taxes | $348 | $4,176 |
| Electricity | $205 | $2,470 |
| Total | $2,263 | $27,156 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Price change | $324,900 |
| 2026-03-13 | Price change | $329,900 |
| 2026-03-05 | Listed for sale | $335,000 |
| 2026-02-03 | Pending sale | $335,000 |
| 2026-01-25 | Price change | $335,000 |
| 2025-12-31 | Listed for sale | $339,900 |
| 2025-12-31 | Pending sale | $339,900 |
| 2025-12-12 | Price change | $339,900 |
| 2025-12-02 | Listed for sale | $349,900 |
| 2025-10-27 | Pending sale | $349,900 |
| 2025-10-27 | Listed for sale | $349,900 |
| 2025-10-11 | Listing removed | $349,900 |
| 2025-09-26 | Price change | $349,900 |
| 2025-08-18 | Price change | $359,000 |
| 2025-07-31 | Listed for sale | $364,900 |
| 2025-07-23 | Listing removed | $364,900 |
| 2025-07-17 | Price change | $364,900 |
| 2025-07-11 | Price change | $375,000 |
| 2025-05-23 | Price change | $389,900 |
| 2025-04-05 | Listed for sale | $399,900 |
| 2024-10-01 | Sold | $228,800 |
