270 Hiawassee River Rd, Brasstown, NC, 28902
About This Home
Nestled along approximately 420 feet of pristine Hiawassee River, this charming 2-bedroom, 2-bathroom riverfront retreat offers the perfect blend of modern luxury and natural serenity. Fully remolded from 2021 to 2024, this home is a haven for those seeking a peaceful escape or a lucrative vacation rental opportunity, conveniently located just minutes from the vibrant towns of Murphy and Hayesville. It has been thoughtfully updated with new plumbing, electrical wiring, a durable metal roof, central air conditioning, water heater, and new appliances for worry-free living. Its open floor plan features a striking large rock fireplace, perfect for cozy evenings, and a luxurious master bathroom with a tile walk-in shower. Relax on the expansive covered porch, complete with 3 lighted ceiling fans and recessed lighting, or savor your morning coffee on the new dock overhanging the tranquil Hiawassee River, where bald eagles soar overhead. A new oversized circular driveway provides ample parking, while the partial walk-in crawl space with a concrete floor, vapor barrier, lights, power and floor joist insulation offers convenient storage. Just minutes from Murphy and Hayesville, enjoy easy access to local amenities while being immersed in the soothing sounds of the flowing river and the beauty of Mother Nature.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Resale
- Year built: 1979
Materials
- Roof: Metal
- Construction materials: Concrete
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Other,Refrigerator,Washer
- Laundry features: Other
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Features
- Master On Main Level
- Flooring: Vinyl
- Number of fireplaces: 1
- Fireplace features: Wood Burning Stove
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 0
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 0
Property
Details
- Parcel number: 552100238963
Features
- Levels: One
- Stories: 1
- Has view: Yes
- View description: Mountain(s),River
- Has water view: Yes
- Water view: River
Lot
- Lot size: 2.65 Acres
- Features: Level,Sloped
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Hail
- Ice Storm
- Landslide
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Clay County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,907 | $34,884 |
| Home Insurance * | $235 | $2,820 |
| Property Taxes | $220 | $2,640 |
| Electricity | $200 | $2,405 |
| Total | $3,562 | $42,744 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-09 | Price change | $574,900 |
| 2025-08-30 | Listed for sale | $595,000 |
View on Zillow