2819 New York 10, Summit, NY, 12175
About This Home
Spacious and move-in ready, this 4-bedroom, 2 full bath home offers comfort, convenience, and thoughtful updates throughout. Recent improvements include new flooring and updated appliances, giving the home a fresh and modern feel while still maintaining its welcoming charm.The home features a first floor handicap-accessible full bathroom, providing added functionality and accessibility. With four generously sized bedrooms, there is plenty of space for family, guests, or a home office. Enjoy the convenience of being within walking distance to beautiful Summit Lake, perfect for relaxing strolls, fishing, or enjoying the outdoors. The property offers a peaceful setting while still providing easy access to nearby amenities.5 minutes from I-88 for commuting to the Capital Region or Oneonta. CRCS school district Whether you're looking for a full-time residence or a weekend getaway in the country, this well-maintained home is ready for its next owner.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1920
Materials
- Foundation: Stone
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Gas Water Heater,Oven,Refrigerator
- Laundry features: Laundry Room,Main Level,Upper Level
Basement
- Has basement: Yes
- Basement: Crawl Space,Unfinished
Bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Family Room
- Level: First
Features
- Eat-in Kitchen
- Finished area below ground: 0
- Finished area above ground: 2,454
Great Room
- Level: First
Heating & Cooling
- Heating features: Hot Water,Propane
- Cooling features: None
Interior Area
- Total structure area: 2,454
- Total interior livable area: 2,454 sqft
Kitchen
- Level: First
Property
Details
- Parcel number: 434800 111.4218
- Special condition: Standard
Features
- Patio & porch: Front Porch
- Exterior features: None
Lot
- Lot size: 0.42 Acres
Parking
- Total spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Schoharie County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,223 | $14,676 |
| Home Insurance * | $83 | $996 |
| Property Taxes | $379 | $4,548 |
| Electricity | $405 | $4,866 |
| Total | $2,090 | $25,080 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-08 | Listed for sale | $241,999 |
| 2026-02-07 | Listing removed | $2,500 |
| 2026-01-16 | Listed for rent | $2,500 |
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