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3202 E Rocky Way, Winona Lake, IN, 46590

3beds
2baths
2,025sqft
$429,910
$212price/sqft
$2,777/moest. monthly cost
$111,080/yrincome needed

About This Home

NEW CONSTRUCTION VILLA in Raccoon Run. This thoughtfully designed Ryder floor plan offers effortless one-level living with an open great room, kitchen, and dining area, ideal for both everyday comfort and entertaining. The kitchen features a kitchen island, perfect for hosting family and friends. A light-filled sunroom provides additional living space with serene water views. The private owner’s suite includes a spacious bath and walk-in closet, while the split-bedroom layout ensures comfort and privacy for guests or a home office. A rare 3-car garage adds convenience and storage. Nestled in the villa section of the desirable Raccoon Run community in Winona Lake, just across from Stonehenge Golf Club, this home offers a relaxed, maintenance-friendly lifestyle in a welcoming neighborhood. 5-Star Energy Rating and 10-Year Structural Warranty included—designed for peace of mind and long-term value.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
6/10
Edgewood Middle SchoolGrades 7-84.7 mi
9/10

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Other

  • Builder name: Windsor Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Gas Range
  • Laundry features: Main Level

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 132

Features

  • Breakfast Bar,Tray Ceiling(s),Walk-In Closet(s),Kitchen Island,Open Floorplan,Pantry,Split Br Floor Plan,Double Vanity,Stand Up Shower,Tub/Shower Combination,Main Level Bedroom Suite
  • Flooring: Carpet,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room,One
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,025

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,025
  • Total interior livable area: 2,025 sqft

Kitchen

  • Level: Main
  • Area: 168

Living Room

  • Level: Main
  • Area: 336

Property

Details

  • Parcel number: 431125400403.000033
  • Zoning: R1

Features

  • Levels: One
  • Stories: 1
  • Fencing: None

Lot

  • Lot size: 9,147 sqft
  • Features: Level,City/Town/Suburb
  • Lot size dimensions: 65X140

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Hail
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,173$26,076
Home Insurance *$194$2,328
Property Taxes $225$2,700
Electricity $185$2,227
Total$2,777$33,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,211/yr
40% on housing$83,310/yr
45% on housing$74,053/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 46590$266
Kosciusko County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 46590$142
Kosciusko County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-30Listed for sale$429,910

New Construction

AgentBrian Peterson
BrokerageBrian Peterson Real Estate

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