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204 Sutton Ave, Black Mountain, NC, 28711

0beds
1baths
3,772sqft
$980,000
$260price/sqft
$6,043/moest. monthly cost
$241,720/yrincome needed

About This Home

An exceptional opportunity in the heart of Downtown Black Mountain’s Historic District, 204 Sutton Avenue offers a rare chance to create a truly unique residential vision. This property includes a versatile existing structure plus an adjoining open lot, all with prominent street frontage in one of the most sought-after locations in town. The building provides a flexible framework for redevelopment, allowing for the creation of a distinctive single-family residence, multi-family living, or a potential condo project—subject to buyer verification of zoning and approvals. Loft-style interior space offers character and adaptability, while a private upper level provides an excellent foundation for additional living areas, guest suites, studio space, or separate quarters. Additional highlights include private parking, excellent visibility, easy access, and unmatched walkability to shops, dining, parks, and events that define downtown Black Mountain living. For those seeking a rare blank-slate property in an exceptional location, this offering offers limitless residential potential in one of Western North Carolina’s most desirable markets. Seller is a licensed North Carolina Realtor.

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

6/10
Black Mountain PrimaryGrades PK-30.4 mi
6/10
Charles D Owen MiddleGrades 6-83.1 mi
7/10
Charles D Owen HighGrades 9-122.9 mi

Construction

Condition

  • Year built: 1922

Materials

  • Foundation: Slab
  • Roof: Flat,Rubber
  • Construction materials: Brick Partial,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Electric Water Heater
  • Laundry features: None

Basement

  • Basement: Other

Bathroom Full

  • Level: Main

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Skylight(s)
  • Flooring: Concrete,Tile,Wood
  • Finished area below ground: 0
  • Finished area above ground: 3,772

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 3,772
  • Total interior livable area: 3,772 sqft

Property

Accessibility

  • Accessibility features: Two or More Access Exits

Details

  • Parcel number: 0619352564/0619352594
  • Zoning: CBD
  • Special condition: Standard
  • Horse amenities: None

Features

  • Levels: One and One Half
  • Stories: 1
  • Has view: Yes
  • View description: City,Long Range,Mountain(s),Winter,Year Round

Lot

  • Lot size: 0.14 Acres
  • Features: Cleared

Parking

  • Parking features: Parking Lot,Parking Space(s)

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Landslide
Lightning

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,955$59,460
Home Insurance *$272$3,264
Property Taxes $465$5,580
Electricity $351$4,215
Total$6,043$72,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$207,188/yr
40% on housing$181,290/yr
45% on housing$161,146/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 28711$272
Buncombe County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28711$301
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-16Listed for sale$1,299,000

For Sale by Agent

AgentLaura Livaudais
BrokerageIvester Jackson Blackstream

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