2199 Opal Ct, Fort Walton Beach, FL, 32547
About This Home
Big Ticket items have been done! 2023 roof and 2023 HVAC! Located in the heart of Fort Walton Beach! 2199 Opal Ct is nestled on a private cul-de-sac in the lovely neighborhood of Whitrock Village. Whitrock Village has beautiful trees, mature landscaping, underground utilities and sidewalks to enjoy those early morning/late evening walks being one with nature. As you pull up to the home you will notice the beautiful entryway leading to the front door and upon entering the home the large foyer welcomes you into your new home! This beautiful home has an open floorplan with plenty of natural light! The large primary suite has trayed ceilings with decorative lighting. The primary ensuite bathroom has a jetted tub, separate shower and double vanity sinks and a large walk-in closet! The kitchen has lots of cabinets, stainless steel appliances and counter space for the chef within you! It even has a pantry!! Recently textured and painted interior in soft neutral colors! Trayed ceiling with decorative lighting in the dining area and beautiful fireplace in the living room! Large laundry room with cabinets! Laminate and tile floors throughout the home. Break out the grill and those cocktails and sit on your back deck and enjoy the fully privacy fenced backyard with mature trees and enjoy the shade on those hot summer days or to enjoy those cool fall nights surrounded by family and friends!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Construction Complete
- Year built: 1998
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Electric Water Heater
- Laundry features: Washer/Dryer Hookup
Bedroom
- Level: First
- Area: 110
- Dimensions: 11 x 10
Bedroom
- Level: First
- Area: 120
- Dimensions: 12 x 10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
- Area: 216
- Dimensions: 18 x 12
Features
- Breakfast Bar,Tray Ceiling(s),Vaulted Ceiling(s),Pantry
- Window features: Skylight(s)
- Flooring: Laminate,Tile
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Garage
- Level: First
- Area: 399
- Dimensions: 21 x 19
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,662
- Total interior livable area: 1,662 sqft
Kitchen
- Level: First
- Area: 110
- Dimensions: 11 x 10
Living Room
- Level: First
- Area: 320
- Dimensions: 20 x 16
Master Bedroom
- Level: First
- Area: 225
- Dimensions: 15 x 15
Property
Details
- Parcel number: 022S24265000000060
- Lease amount: 0
- Zoning description: Resid Single Family
Features
- Stories: 1
- Patio & porch: Deck
- Exterior features: Private Yard
Lot
- Lot size: 6,969 sqft
- Features: Covenants,Cul-De-Sac,Restrictions,Sidewalk
- Lot size dimensions: 40 x 130 x 129 x 75
Parking
- Total spaces: 2
- Parking features: Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Heat Wave
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Okaloosa County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,946 | $23,352 |
| Home Insurance * | $178 | $2,136 |
| Property Taxes | $341 | $4,092 |
| Electricity | $197 | $2,366 |
| Total | $2,662 | $31,944 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Listed for sale | $385,000 |
| 2023-12-21 | Sold | $335,000 |
| 2023-11-09 | Pending sale | $349,000 |
| 2023-10-27 | Price change | $349,000 |
| 2023-10-13 | Price change | $359,000 |
| 2023-09-20 | Price change | $370,000 |
| 2023-08-23 | Listed for sale | $385,000 |
| 2006-09-19 | Sold | $293,900 |
| 2005-06-16 | Sold | $289,500 |
| 2001-06-11 | Sold | $139,500 |
For Sale by Agent
View on Zillow