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145 Covenant Dr NE, Cleveland, TN, 37323

2beds
3baths
2,481sqft
$521,000
$210price/sqft
$3,276/moest. monthly cost
$131,040/yrincome needed

About This Home

Welcome to this amazing custom residence, perfectly positioned on 0.73 acres in the desirable Covenant Hills subdivision. Thoughtfully crafted with quality and comfort in mind, this home offers an inviting open-concept layout featuring 2 bedrooms, a versatile flex room ideal for an office or guest space, 2.5 bathrooms, a formal dining room, and a generously sized bonus room located above the garage. The kitchen showcases a beautiful island, stainless steel appliances, a walk-in pantry, and a bright breakfast nook--perfect for casual dining or morning coffee. The beautiful primary suite provides a peaceful retreat with its spa-like bath, complete with a freestanding soaking tub, walk-in shower, dual vanities, and a walk-in closet. Soaring vaulted ceilings in the living room create an airy, elegant atmosphere, while the seamless transition to the covered patio offers the ideal setting for indoor-outdoor entertaining or quiet relaxation. Located near a golf course and just 13 minutes from shopping, dining, and everyday conveniences, this exceptional property blends privacy, style, and accessibility. Experience refined living at its best--schedule your tour today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

6/10
6/10
Ocoee Middle SchoolGrades 6-85.6 mi
6/10
Walker Valley High SchoolGrades 9-127.3 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Permanent,Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Other

  • Builder name: Concord Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Electric Oven,ENERGY STAR Qualified Appliances,ENERGY STAR Qualified Dishwasher,Electric Range,Electric Water Heater,ENERGY STAR Qualified Water Heater,Vented Exhaust Fan
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Main Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Double Vanity,Entrance Foyer,Granite Counters,Kitchen Island,Pantry,Primary Downstairs,Recessed Lighting,Smart Thermostat,Vaulted Ceiling(s),Walk-In Closet(s),Separate Shower,Tub/shower Combo,Separate Dining Room,Plumbed,Split Bedrooms
  • Window features: Double Pane Windows,ENERGY STAR Qualified Windows,Vinyl Frames
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl,Tile
  • Finished area above ground: 1

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric,Zoned,ENERGY STAR Qualified Equipment

Interior Area

  • Total structure area: 2,481
  • Total interior livable area: 2,481 sqft

Property

Details

  • Parcel number: 052h B 001.00
  • Special condition: Agent Owned

Features

  • Levels: Two
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Exterior features: Rain Gutters
  • Fencing: Barbed Wire,Back Yard

Lot

  • Lot size: 0.73 Acres
  • Features: Back Yard,Front Yard,Landscaped,Near Golf Course,Native Plants,Open Lot
  • Lot size dimensions: .73

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Garage,Garage Door Opener,Paved,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Earthquake
Hail
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,634$31,608
Home Insurance $250$3,000
Property Taxes $191$2,292
Electricity $201$2,418
Total$3,276$39,312

Income You'd Need if You Spent...

35% on housing$112,320/yr
40% on housing$98,280/yr
45% on housing$87,360/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 37323$149
Bradley County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 37323$184
Bradley County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Listed for sale$521,000
2026-03-27Pending sale$521,000
2026-03-27Contingent$521,000
2025-11-14Listed for sale$521,000

New Construction

AgentGislaine Martell
BrokerageK W Cleveland

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