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Beach Home #6, Captiva, FL, 33924

3beds
3baths
2,038sqft
$2,999,000
$1,472price/sqft
$17,696/moest. monthly cost
$707,840/yrincome needed

About This Home

Located within an intimate enclave of Captiva Beach Homes, Beach Home 6 delivers the ultimate Captiva lifestyle. This private Beach Home offers direct beachfront positioning, timeless island design, and the serenity only true waterfront living provides. Designed for relaxed island living and effortless entertaining, the home captures the essence of a true beachfront escape whether enjoyed as a private sanctuary or luxury investment opportunity. Enjoy morning walks on the beach and unforgettable sunset from your private coastal retreat. Experience island living with condo convenience and the privacy of a single family home. Spacious 3 bedroom w/loft and 3 baths features soaring ceilings with spacious outdoor living areas. Resort style community pool, tennis and pickelball compliment the island lifestyle. This beachfront retreat offers the largest floor plan of the Beach Homes with additional expansion options. A rare beachfront opportunity and perfect location for a second home while offering a proven short term vacation rental investment. Upgrades include new standing metal roof, flooring and impact glass. The community shares three resort style pool along with tennis and pickleball. Rentals options and amenity information available. Fresh tropical landscaping is currently being installed and near completion. Several rental options available.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
54
BikeBikeable

Schools

9/10
The Sanibel SchoolGrades PK-87.8 mi
5/10
Cypress Lake High SchoolGrades 9-1218.1 mi
5/10
Fort Myers High SchoolGrades 9-1220.6 mi

Construction

Condition

  • Property condition: Const. Complete,Updated/Remodeled
  • Year built: 1974

Materials

  • Foundation: Partially Elevated
  • Construction materials: Aluminum/Metal,Hard-l-Board,Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Internet Ready,Microwave,Electric Range,Refrigerator,Refrigerator-Ice maker,Washer,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Pantry,8 Ft Ceilings,Cathedral Ceiling(s)
  • Door features: Impact Resistant Doors,Storm Door(s)
  • Window features: Impact Resistant Windows,Storm Window(s),Window Coverings
  • Flooring: Luxury Vinyl,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air,Other

Interior Area

  • Total structure area: 3,362
  • Total interior livable area: 2,038 sqft

Master Bathroom

  • Features: Double Vanity,Shower Only,Tile,Dressing Rm

Master Bedroom

  • Features: Porch
  • Level: First

Property

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Open Porch,Screened,Deck,Wood Deck,Porch
  • Has view: Yes
  • View description: Water,Pool
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Beach Front,Gulf

Parking

  • Total spaces: 1
  • Parking features: Assigned,Guest,Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,164$181,968
Home Insurance *$378$4,536
Property Taxes $1,949$23,388
Electricity $205$2,461
Total$17,696$212,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$606,720/yr
40% on housing$530,880/yr
45% on housing$471,893/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,472This listing

vs Other Active Listings

Avg $/sqft

ZIP 33924$998
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33924$647
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-16Listed for sale$2,995,000

For Sale by Agent

AgentSue Plein
BrokerageKingfisher Real Estate Inc.

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