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701 Trowbridge Ave, Fort Walton Beach, FL, 32547

4beds
3baths
2,021sqft
$347,000
$172price/sqft
$2,377/moest. monthly cost
$95,080/yrincome needed

About This Home

*Brand new HVAC and new air ducts completed* Property does need some work, but seller is slowly making upgrades in the meantime. Seller is willing to add a new roof or help with closing costs. Welcome to this charming colonial-style two-story home nestled in the heart of Fort Walton Beach! This stunning property features 4 spacious bedrooms and 2.5 baths, offering ample space for comfortable living. The home's den is a versatile space that can easily serve as a fifth bedroom, perfect for guests or a home office. Situated on a desirable corner lot, this residence boasts an abundance of natural light and a lovely yard, ideal for outdoor gatherings or quiet relaxation.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

4/10
Wright Elementary SchoolGrades PK-50.2 mi
5/10

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 1979

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Bathroom

  • Level: Second
  • Area: 48.355
  • Dimensions: 9.5 x 5.1

Bathroom

  • Level: Second
  • Area: 58.9
  • Dimensions: 9.5 x 6.2

Bathroom

  • Level: First
  • Area: 33.5
  • Dimensions: 6.7 x 5

Bedroom

  • Level: Second
  • Area: 225.94
  • Dimensions: 15.8 x 14.3

Bedroom

  • Level: Second
  • Area: 129.95
  • Dimensions: 11.5 x 11.3

Bedroom

  • Level: Second
  • Area: 189.42
  • Dimensions: 15.4 x 12.3

Bedroom

  • Level: First
  • Area: 198.36
  • Dimensions: 17.1 x 11.6

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Den

  • Level: First
  • Area: 253.08
  • Dimensions: 17.1 x 14.8

Dining Room

  • Level: First
  • Area: 121.6
  • Dimensions: 12.8 x 9.5

Features

  • Common walls with other units/homes: No Common Walls

Garage

  • Level: First
  • Area: 236.691
  • Dimensions: 19.9 x 11.9

Interior Area

  • Total structure area: 2,021
  • Total interior livable area: 2,021 sqft

Kitchen

  • Level: First
  • Area: 146.9
  • Dimensions: 13 x 11.3

Laundry

  • Level: First
  • Area: 39.33
  • Dimensions: 6.9 x 5.7

Living Room

  • Level: First
  • Area: 216.15
  • Dimensions: 16.5 x 13.1

Property

Details

  • Parcel number: 030N50000000020001
  • Zoning description: Resid Single Family

Features

  • Stories: 2

Lot

  • Lot size: 10,454 sqft
  • Lot size dimensions: 115 x 87

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Covered
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,754$21,048
Home Insurance *$161$1,932
Property Taxes $259$3,108
Electricity $203$2,440
Total$2,377$28,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,497/yr
40% on housing$71,310/yr
45% on housing$63,386/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 32547$187
Okaloosa County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 32547$216
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-10Listed for sale$348,500
2025-08-06Listing removed$348,500
2025-05-20Price change$348,500
2025-01-01Listed for sale$350,000

For Sale by Agent

AgentJames P Botelho
BrokerageCoastal Realty Services

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