941 Ruckel Dr, Niceville, FL, 32578
About This Home
Lovely four-bedroom home situated on a spacious lot in the desirable Rocky Bayou area. This property features a circular driveway, a two-car garage, and additional parking ideal for a boat or RV. Inside, the home offers a versatile layout with two separate living areas, a formal dining room, a large eat-in kitchen, and a loft space. The primary bedroom and bathroom are conveniently located on the main floor, while three additional bedrooms are upstairs and share a full bathroom along with the loft area. The kitchen, breakfast nook, and family room are thoughtfully positioned together, creating a comfortable and functional living space. The family room boasts vaulted ceilings and a cozy brick-surround fireplace. A half bath and laundry room are also located on this side of the home for added convenience. Enjoy the charming Florida room overlooking the large, fenced backyard--perfect for relaxing or entertaining. Roof: 2018. Gutters 2019. New fence 2026. Home exterior painted 2020. Screens replaced in Florida room 2025. New refrigerator and stove top 2025. Sprinkler system serviced and pump replaced April 2026. AC : 2010 & 2019.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Construction Complete
- Year built: 1996
Materials
- Foundation: Slab
- Roof: Shingle,Roof Pitched
- Construction materials: Siding Brick Some,Trim Vinyl,Siding CmntFbrHrdBrd
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Disposal,Microwave,Gas Water Heater
- Laundry features: Washer/Dryer Hookup
Bathroom
- Level: Second
Bedroom
- Level: Second
- Area: 182
- Dimensions: 14 x 13
Bedroom
- Level: Second
- Area: 132
- Dimensions: 12 x 11
Bedroom
- Level: Second
- Area: 156
- Dimensions: 13 x 12
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Breakfast Room
- Level: First
- Area: 120
- Dimensions: 12 x 10
Dining Room
- Level: First
- Area: 156
- Dimensions: 13 x 12
Family Room
- Level: First
- Area: 260
- Dimensions: 20 x 13
Family Room
- Level: Second
- Area: 240
- Dimensions: 20 x 12
Features
- Bookcases,Cathedral Ceiling(s),Crown Molding,Vaulted Ceiling(s),Kitchen Island,Recessed Lighting,Shelving,Split Bedroom,Upgraded Media Wing,Woodwork Painted
- Window features: Double Pane Windows,Window Treatments,Bay Window(s)
- Flooring: Hardwood,Tile,Carpet
- Fireplace features: Gas
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Garage
- Level: First
- Area: 528
- Dimensions: 24 x 22
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 2,885
- Total interior livable area: 2,885 sqft
Kitchen
- Level: First
- Area: 270
- Dimensions: 15 x 18
Living Room
- Level: First
- Area: 300
- Dimensions: 20 x 15
Master Bathroom
- Level: First
Master Bedroom
- Level: First
- Area: 238
- Dimensions: 17 x 14
Screened Porch
- Level: First
Property
Details
- Parcel number: 041S22501100000200
- Zoning description: County, Resid Single Family
Features
- Stories: 2
- Patio & porch: Screened
- Exterior features: Private Yard,Lawn Pump,Sprinkler System
- Fencing: Privacy
Lot
- Lot size: 0.43 Acres
- Features: Covenants,Interior Lot,Level,Restrictions
- Lot size dimensions: 169 x 163 x 194 x 168
Parking
- Total spaces: 2
- Parking features: Garage Door Opener,Boat,RV Access/Parking,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Cold Wave
- Heat Wave
- Inland Flooding
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Okaloosa County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,792 | $45,504 |
| Home Insurance * | $664 | $7,968 |
| Property Taxes | $716 | $8,592 |
| Electricity | $290 | $3,484 |
| Total | $5,462 | $65,544 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-22 | Listed for sale | $750,000 |
| 2009-06-02 | Sold | $439,900 |
| 2009-03-07 | Listed for sale | $449,800 |
| 2007-07-19 | Sold | $399,900 |
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