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526 Pearl St, Cumming, GA, 30040

4beds
4baths
2,620sqft
$765,720
$292price/sqft
$4,821/moest. monthly cost
$192,840/yrincome needed

About This Home

Kenton plan in the Promenade of Sawnee Village. A new 55+ ACTIVE ADULT COMMUNITY, located in Cumming, Ga. is where luxury meets tranquility!! Then Kenton is an open concept home with a stunning floor plan that is conducive for everyday living and entertaining! The bold and beautiful finishes of this home will impress your friends and family when they come to visit you! From curbside to interior this home was made for those who want ample space for when friends and family come to gather or stay for a few days. The primary bedroom is conveniently located on the main floor. If you love to cook, this kitchen will not disappoint. Upstairs you will find 3 extra bedrooms, a loft and a media room. Need a home office?? No shortage of space. If you love pickleball, we have you covered! The clubhouse is open for residents to enjoy and use the meeting room, the catering kitchen, and workout room. 2 inviting firepits are outside...for cooler months, for warmer months enjoy a swim in the gorgeous community pool. The community itself is located just 1.5 miles from the Cumming City Center where you can enjoy dining, shopping and entertainment. GA 400 is a mile away with access to the Northside Hospital of Forsyth. Lake Lanier is just around the corner for your enjoyment as well. The Promenade has a variety of homes; we can find just what you are looking for! Come see us, we are open Monday- Sunday. [The Kenton]

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

8/10
Cumming Elementary SchoolGrades PK-50.5 mi
5/10
Otwell Middle SchoolGrades 6-80.5 mi
8/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Brick/Mortar,Slab
  • Roof: Composition,Shingle
  • Construction materials: HardiPlank Type

Other

  • Builder name: The Providence Group

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Farmhouse
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Electric Oven,Gas Cooktop,Gas Water Heater,Microwave,Range Hood,Tankless Water Heater
  • Laundry features: Laundry Closet,Main Level

Basement

  • Basement: None

Bedroom

  • Features: Master on Main, Oversized Master

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Open Concept, Seats 12+

Features

  • Crown Molding,Double Vanity,High Ceilings 9 ft Upper,High Ceilings 10 ft Main,High Speed Internet,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Decorative,Family Room
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Forced Air,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,ENERGY STAR Qualified Equipment

Interior Area

  • Total structure area: 2,620
  • Total interior livable area: 2,620 sqft

Kitchen

  • Features: Eat-in Kitchen, Kitchen Island, Solid Surface Counters, View to Family Room

Master Bathroom

  • Features: Double Vanity, Shower Only

Master Bedroom

  • Features: Master on Main, Oversized Master
  • Level: Master on Main, Oversized Master

Property

Accessibility

  • Accessibility features: None

Details

  • Other equipment: Irrigation Equipment
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Courtyard,Lighting,Private Yard,Rain Gutters
  • Spa features: None
  • Fencing: Fenced,Wrought Iron
  • Has view: Yes
  • View description: Rural,Other
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Features: Front Yard,Landscaped,Level,Sprinklers In Front,Sprinklers In Rear,Zero Lot Line

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener,Garage Faces Rear,Kitchen Level,Level Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,871$46,452
Home Insurance *$256$3,072
Property Taxes $440$5,280
Electricity $254$3,054
Total$4,821$57,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$165,291/yr
40% on housing$144,630/yr
45% on housing$128,560/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$292This listing

vs Other Active Listings

Avg $/sqft

ZIP 30040$217
Forsyth County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 30040$212
Forsyth County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-17Listed for sale$765,720

New Construction Spec

AgentHEATHER HEIL
BrokerageThe Providence Group Realty, LLC.

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