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1904 W Indiana Cir, Harlingen, TX, 78550

2beds
2baths
1,556sqft
$250,000
$161price/sqft
$2,016/moest. monthly cost
$80,640/yrincome needed

About This Home

If you are looking for a little paradise within a 55+ community...you need to look no further. This beautiful home which sits on a corner lot has everything... New Windows (with transferable warranty), newer carpeting (installed in 2022), New concrete for extra parking, full two car garage that will fit a full sized truck, expansive back patio looking onto the golf course, beautiful landscaping and even your own butterfly garden to enjoy. When your inside you'll enjoy an open concept with your spacious kitchen which has ample counter space, a large eating area great for entertaining and a expansive living room ready for movie nights. With the two bedroom and two bath layout, there is always room for guests or the perfect office. The community offers Golf, pool, hot tub, pickle ball, pool room, gym and so much more. Home will convey partially furnished... see attached list for details. You'll even have your own golf cart. Enjoy carefree living, affordable HOA, and great neighbors too!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
Dishman Elementary SchoolGrades PK-51.5 mi
8/10
Gutierrez Middle SchoolGrades 6-82.1 mi
4/10
Harlingen High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Washer,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),High Speed Internet
  • Window features: Double Pane Windows
  • Flooring: Carpet,Tile

Heating

  • Heating features: Central,Electric

Interior Area

  • Total structure area: 1,556
  • Total interior livable area: 1,556 sqft

Master Bathroom

  • Features: Double Vanity,Soaking Tub,Private Commode,Separate Shower

Master Bedroom

  • Features: Walk-In Closet(s)

Property

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Exterior features: Sprinkler System
  • Fencing: None

Lot

  • Lot size: 3,201 sqft
  • Features: Corner Lot,Curb & Gutter

Parking

  • Total spaces: 2
  • Parking features: Garage,Attached,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Hail
Heat Wave
Ice Storm
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$233$2,796
Property Taxes $281$3,372
Electricity $238$2,859
Total$2,016$24,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,120/yr
40% on housing$60,480/yr
45% on housing$53,760/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 78550$103
Cameron County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 78550$140
Cameron County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Listed for sale$250,000
2026-04-25Listing removed--
2026-01-17Listed for sale$258,000

For Sale by Agent

AgentAnthony Silvestro
BrokerageCORNERSTONE TX REALTY

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