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17 Mariners Way #2, Stevensville, MD, 21666

2beds
2baths
968sqft
$259,900
$268price/sqft
$1,852/moest. monthly cost
$74,080/yrincome needed

About This Home

This charming two-bedroom, one-and-a-half-bath townhouse is designed for comfortable everyday living within a friendly, family-oriented community setting. A thoughtfully designed traditional floor plan showcases engineered flooring, carpeting, and ceramic tile in select areas, creating a warm interior. The well-appointed kitchen features coordinating appliances, including a dishwasher and microwave, offering both style and convenience for everyday living and entertaining. Main-floor laundry enhances the home’s effortless functionality. A designated location for a pellet stove is already in place, complete with chimney piping through the upper levels and roof. A one-time fee is required to obtain a boat slip. Slips are assigned by unit number and are available for use only after purchase by a unit owner. The current assigned slip is 17-2, located on the pier behind the pool. Enjoy a resort-style lifestyle with access to community amenities, including an in-ground pool and direct access to Thompson Creek, which flows into the Cox Creek—ideal for unlimited boating, fishing, and kayaking. The home also offers an attached garage, additional off-street parking, and an overflow guest lot for added convenience. Situated in a vibrant, well-maintained neighborhood residents benefit from the nearby parks, schools, and essential public services, this property delivers low-maintenance luxury. Association-managed common areas ensure a pristine setting, allowing residents to enjoy a carefree and elevated lifestyle.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

7/10
Matapeake Middle SchoolGrades 6-81.4 mi
5/10
Kent Island High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1973

Materials

  • Foundation: Crawl Space
  • Roof: Shingle,Architectural Shingle
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Self Cleaning Oven,Oven/Range - Electric,Washer,Washer/Dryer Stacked,Water Heater,Electric Water Heater
  • Laundry features: Dryer In Unit,Washer In Unit,Main Level

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Attic,Bathroom - Tub Shower,Built-in Features,Kitchen - Galley,Recessed Lighting,Open Floorplan,Ceiling Fan(s),Dining Area,Dry Wall
  • Door features: Storm Door(s)
  • Window features: Storm Window(s),Window Treatments
  • Flooring: Laminate,Carpet
  • Finished area below ground: 0
  • Finished area above ground: 968

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Other,Electric

Interior Area

  • Total structure area: 968
  • Total interior livable area: 968 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1804073665
  • Zoning: SR
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Deck
  • Exterior features: Boat Storage
  • Waterfront features: Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Swimming Allowed
  • Waterbody name: Thompson Creek

Lot

  • Lot size: 458 sqft
  • Features: Backs - Open Common Area

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Asphalt,Attached,Driveway,Parking Lot
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$97$1,164
Property Taxes $160$1,920
Electricity $281$3,374
Total$1,852$22,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,497/yr
40% on housing$55,560/yr
45% on housing$49,386/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 21666$291
Queen Anne's County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 21666$266
Queen Anne's County$235

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$259,900
2026-04-20Price change$264,900
2026-01-18Listed for sale$275,900

For Sale by Agent

AgentKenny Smith, Sr.
BrokerageUp-County Realty, Inc.

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