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2613 335th St, Chelsea, IA, 52215

1beds
2baths
1,080sqft
$185,000
$171price/sqft
$1,519/moest. monthly cost
$60,760/yrincome needed

About This Home

Priced below appraised value! This A-frame home, finished in 2024, is designed to take full advantage of its setting, offering a blend of modern simplicity, natural light, and rural privacy. With 1,080 finished square feet, the home features an open loft-style bedroom with high ceilings, 1.5 bathrooms including a full bath on the main level and a half bath in the loft, and a thoughtfully planned layout that feels open and intentional. Large windows frame the surrounding landscape, filling the home with natural light and drawing attention to the southern-facing views. Set on a 0.38-acre lot along a hard-surface, dead-end road, the property offers a quiet, private feel. Heating & cooling are provided by a mini-split system, and the home includes a tankless water heater. Interior space includes a small utility and storage room and an additional main-floor room suitable for an office or storage. A concrete pad at the front of the home provides space for parking or outdoor seating. County taxes are low, and there are no restrictive covenants. Across the road are more than 3,500 acres of public land within the Otter Creek Marsh Wildlife Management Area, offering access for hunting, wildlife viewing, and outdoor recreation. The property is located approx. 11 mins from Tama, 20 min from Holiday Lake, and 45 min to Downtown Cedar Rapids.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: None,Solar Hot Water

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • High Ceilings,Vaulted Ceiling(s),Breakfast Bar
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,080

Heating & Cooling

  • Heating features: Ductless
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,080
  • Total interior livable area: 1,080 sqft

Property

Details

  • Parcel number: 2600258
  • Zoning: Residential
  • Special condition: Standard

Lot

  • Lot size: 0.38 Acres
  • Features: Less Than Half Acre,Other
  • Lot size dimensions: 165 x 98

Parking

  • Parking features: Off Street,Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Drought
Hail
Inland Flooding
Tornado
Winter Weather
Ice Storm
Wildfire

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$278$3,336
Property Taxes $185$2,220
Electricity $121$1,452
Total$1,519$18,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,080/yr
40% on housing$45,570/yr
45% on housing$40,506/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 52215
Tama County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 52215
Tama County$83

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-13Price change$199,000
2026-02-17Price change$215,000
2026-01-18Listed for sale$233,000

For Sale by Agent

AgentRaymond Siddell
BrokerageKeller Williams Legacy Group

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