5987 State Farm Road, Guilderland, NY, 12084
About This Home
Welcome to this to-be-built Colonial home with late Summer 2026 completion, showcasing refined craftsmanship and modern design in the award-winning Guilderland School District. This 4-bedroom, 2.5-bath home features 9-foot first-floor ceilings, an open-concept layout, and abundant natural light. Enjoy luxury vinyl flooring, quartz countertops throughout, a gas fireplace, first-floor den, walk-in pantry, mudroom, and convenient second-floor laundry. The spacious primary suite includes dual walk-in closets. Additional highlights include tiled baths, a covered front porch, landscaping package, public utilities, an open basement ready for future finishing, and a two-car garage. Situated on a private lot with ambiance on a .74-acre lot that offers over 400' of depth and a picturesque babbling brook. Broker/owner. Photos shown are from prior builds.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- New construction: Yes
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Construction materials: Other,Drywall,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Electric Water Heater,Microwave,Range
- Laundry features: Electric Dryer Hookup,Laundry Room,Upper Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Exterior Entry,Full,Interior Entry,Sump Pump
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Den
- Level: First
Features
- High Speed Internet,Walk-In Closet(s),Ceramic Tile Bath,Eat-in Kitchen,Kitchen Island
- Door features: Sliding Doors
- Window features: Screens,Egress Window,ENERGY STAR Qualified Windows,Insulated Windows
- Flooring: Vinyl,Carpet,Ceramic Tile
- Number of fireplaces: 1
- Fireplace features: Family Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,332
Foyer
- Level: First
Full Bathroom
- Level: Second
Great Room
- Level: First
Half Bathroom
- Level: First
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,332
- Total interior livable area: 2,332 sqft
Kitchen
- Level: First
Laundry
- Level: Second
Primary Bathroom
- Level: Second
Primary Bedroom
- Level: Second
Property
Details
- Parcel number: 5125.85
- Special condition: Standard
Features
- Patio & porch: Covered,Front Porch
- Exterior features: Lighting
- Has view: Yes
- View description: Trees/Woods,Creek/Stream,Forest,Water
- Has water view: Yes
- Water view: Creek/Stream,Water
- Waterfront features: Stream
Lot
- Lot size: 0.74 Acres
- Features: Secluded,Level,Private,Road Frontage,Wooded
Parking
- Total spaces: 8
- Parking features: Off Street,Paved,Attached,Driveway,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
No climate risk data available.
How This Home’s Risks Compare
FEMA Declared Disasters in Albany County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,210 | $38,520 |
| Home Insurance * | $177 | $2,124 |
| Property Taxes | $899 | $10,788 |
| Electricity | $385 | $4,624 |
| Total | $4,671 | $56,052 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-21 | Price change | $635,000 |
| 2026-01-18 | Listed for sale | $625,000 |
View on Zillow