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13510 County Road 3642, Kempner, TX, 76539

5beds
2baths
1,120sqft
$449,000
$401price/sqft
$3,032/moest. monthly cost
$121,280/yrincome needed

About This Home

ULTIMATE WEEKEND GETAWAY IN KEMPNER - LAMPASAS COUNTY! TURN KEY and Ready to Use and Enjoy! WELCOME to Lazy Day Ranch in Lampasas County- This recreational property is TURN KEY & READY TO GO! Just bring your clothes & toothbrush - literally! This cool retreat would be absolutely PERFECT for a weekend getaway, away from the hustle and bustle of city life! Close proximity to Austin, San Antonio, & Dallas/Ft. Worth. Also a fabulous VRBO/AirBNB income opportunity! 10 acres feels HUGE at this place- so many destination spots & hardwood trees GALORE! A gorgeous SPRING-fed creek meanders thru the property, & provides beautiful serene views from the cabins' porches. Sit out & watch the sun rise and sun set! 2 brand new Amish-built cabins were specifically designed to fit the property perfectly! The cabins will sleep 16 total- 8 adults (2 in each master bedroom, 2 on the queen-sized sleepers in the living rooms) & 8 kids (6 on the bunk beds, and 2 in the loft). There is a full bathroom in each cabin, with stand-up showers, as well as a fully functioning kitchen, flex rooms, & washer/dryer connections! ALL furniture, decor & linens were purchased at shops right here in Lampasas - Rustler's Junction! SO MANY THINGS ARE INCLUDED! There is also an additional 10 acres that possibly could be purchased, adjacent to this property. Sit outside by the fire pit & enjoy all of what the country life has to offer here in Lampasas County! Many target practice areas! There is new turf grass connecting the cabins, and even a three hole putt putt golf for everyone to enjoy! The lighting makes sitting out by the fire feel so cozy at night! This is a VERY COOL majestic property that can't go unnoticed! You will be amazed by it, as it was all diligently put together! Very light restrictions, no HOA. All new constructed caliche roads, newly installed septic and well. VERY LOW TAXES! Make sure to check out the video tour! Call me to see this place, these types of properties never last.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

7/10
6/10
Lampasas Middle SchoolGrades 6-813.9 mi
6/10
Lampasas High SchoolGrades 9-1215.1 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Block
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Disposal,Electric Cooktop,Microwave,Electric Oven,Free-Standing Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 4

Features

  • 2 Primary Baths
  • Window features: None
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total interior livable area: 1,120 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 13510 CR 3642
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Front Porch
  • Exterior features: Barbecue,Lighting,Outdoor Grill,Private Entrance,Private Yard
  • Fencing: None
  • Has view: Yes
  • View description: Creek/Stream,Pasture,Trees/Woods
  • Has water view: Yes
  • Water view: Creek/Stream
  • Waterfront features: Creek
  • Horses can be raised: Yes

Lot

  • Lot size: 10.01 Acres
  • Features: Gentle Sloping,Private

Parking

  • Parking features: Additional Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hail
Lightning
Tornado
Wildfire
Winter Weather
Cold Wave
Drought
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$240$2,880
Property Taxes $284$3,408
Electricity $238$2,859
Total$3,032$36,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,954/yr
40% on housing$90,960/yr
45% on housing$80,853/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -5.1%
-5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$401This listing

vs Other Active Listings

Avg $/sqft

ZIP 76539$212
Lampasas County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 76539$208
Lampasas County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Price change$449,000
2026-04-04Price change$499,900
2026-01-20Price change$495,000
2026-01-19Listed for sale$549,000

New Construction

AgentNatalie Hammond
BrokerageTurnKey Ranch Real Estate, LLC

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