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459 Ramey Rd S, Maple Lake, MN, 55358

2beds
2baths
1,531sqft
$389,900
$255price/sqft
$2,722/moest. monthly cost
$108,880/yrincome needed

About This Home

Located in Maple Lake's newest development, this stunning new patio home is being built and offers over 1,500 square feet of beautifully designed, one-level living. With an open-concept layout, this home delivers the simple, carefree lifestyle you’ve been looking for. Enjoy peaceful mornings or relaxing evenings in the sunroom or on the spacious rear patio. The home features 2 bedrooms and 2 baths, street side covered porch, laundry room and an excellent kitchen layout which is complimented with a center island and walk in pantry. Experience carefree, easy living at its finest in this thoughtfully designed home in the new JR Estates development.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

7/10
9/10
Maple Lake SecondaryGrades 7-120.7 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Age 8 Years or Less,Asphalt,Pitched

Other

  • Builder name: ARCTIC CONSTRUCTION INC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Electric Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 143
  • Dimensions: 11 X 13

Bedroom2

  • Level: Main
  • Area: 169
  • Dimensions: 13 X 13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 150
  • Dimensions: 10 X 15

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,531

Foyer

  • Level: Main
  • Area: 72
  • Dimensions: 8 X 9

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,531
  • Total interior livable area: 1,531 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 10 X 12

Laundry

  • Level: Main
  • Area: 64
  • Dimensions: 8 X 8

Living Room

  • Level: Main
  • Area: 210
  • Dimensions: 14 X 15

Patio

  • Level: Main
  • Area: 240
  • Dimensions: 12 X 20

Porch

  • Level: Main
  • Area: 140
  • Dimensions: 10 X 14

Sun Room

  • Level: Main
  • Area: 144
  • Dimensions: 12 X 12

Property

Accessibility

  • Accessibility features: No Stairs External,No Stairs Internal

Details

  • Parcel number: 110068003010
  • Zoning description: Residential-Single Family
  • Foundation area: 1531

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch,Patio,Porch
  • Fencing: None

Lot

  • Lot size: 0.33 Acres
  • Features: Sod Included in Price,Tree Coverage - Light
  • Lot size dimensions: 152 x 90 x 160 x 92

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Tornado
Winter Weather

FEMA Declared Disasters in Wright County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$273$3,276
Property Taxes $308$3,696
Electricity $170$2,050
Total$2,722$32,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,325/yr
40% on housing$81,660/yr
45% on housing$72,586/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 55358$143
Wright County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 55358$204
Wright County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-09Price change$409,900
2026-04-03Price change$424,900
2025-10-10Listed for sale$429,900

New Construction

AgentGary C Dagner
BrokerageOak Realty LLP

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