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3024 Three Creeks Dr NW, Cleveland, TN, 37312

3beds
3baths
1,547sqft
$276,900
$179price/sqft
$1,809/moest. monthly cost
$72,360/yrincome needed

About This Home

Welcome to Three Creeks Townhomes - a beautifully designed community featuring brand-new craftsman-style construction with upscale finishes throughout. This 3-bedroom, 2.5-bath townhome offers the perfect blend of comfort and convenience, with a large en-suite with a tiled walk-in shower. The gourmet kitchen boasts custom cabinetry, granite countertops, and sleek stainless steel appliances—ideal for everyday living and entertaining. Step out back to your private deck, perfect for grilling or relaxing with friends. This one-of-a-kind neighborhood includes unique amenities such as a private bus stop, dedicated dog park, and sidewalk-lined streets perfect for evening strolls and added peace of mind. Each unit also includes a walk-in crawl space, providing generous additional storage. Conveniently located for easy access to Chattanooga and just minutes from the heart of downtown, Three Creeks Townhomes is the perfect home for commuters, professionals, and anyone seeking stylish low-maintenance living in a vibrant community.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
6/10
Ocoee Middle SchoolGrades 6-82.7 mi
4/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Block,Permanent
  • Roof: Pitched,Shingle
  • Construction materials: HardiPlank Type,Stone,Other

Type & Style

  • Home type: Townhouse
  • Architectural style: Other
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater,Microwave
  • Laundry features: Upper Level,Laundry Room

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-In Shower,Split Bedrooms,Walk-In Closet(s),Open Floorplan,Granite Counters,Bathroom Mirror(s),Ceiling Fan(s),Crown Molding
  • Window features: Vinyl Frames
  • Flooring: Vinyl,Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,547

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,547
  • Total interior livable area: 1,547 sqft

Property

Details

  • Parcel number: 040mB008.01
  • Special condition: Standard
  • Other equipment: None

Features

  • Levels: Bi-Level
  • Pool features: None
  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Balcony
  • Fencing: None

Lot

  • Lot size: 8,276 sqft
  • Features: Zero Lot Line,Sloped,Level,Landscaped

Parking

  • Total spaces: 3
  • Parking features: Concrete,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,400$16,800
Home Insurance $133$1,596
Property Taxes $101$1,212
Electricity $175$2,103
Total$1,809$21,708

Income You'd Need if You Spent...

35% on housing$62,022/yr
40% on housing$54,270/yr
45% on housing$48,240/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 37312$172
Bradley County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 37312$192
Bradley County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-19Listed for sale$276,900

New Construction

AgentHeath Davis
BrokerageAward Realty II

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