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768 Chatter Rd, Windsor, CO, 80550

4beds
4baths
3,519sqft
$696,510
$198price/sqft
$4,415/moest. monthly cost
$176,600/yrincome needed

About This Home

Welcome to the Hartford Homes' Rowling plan, offering a well-appointed layout with elevated finishes throughout. The main floor welcomes you with a spacious foyer that opens seamlessly into the kitchen, dining, and living areas-creating an inviting space for gathering and entertaining. The kitchen is beautifully finished with upgraded 42" white Icing painted cabinetry, quartz countertops, a large center island, pantry, black kitchen faucet, and a striking wave tile backsplash. The living room features a driftwood taupe luxury vinyl plank flooring that extends through the entry, kitchen, dining, and living area. A sliding door leads to an extended covered patio, offering a seamless transition to outdoor living. A main-floor bedroom and full bath provide flexibility for guests, living space, or a convenient home office. Upstairs, the private primary suite offers plentiful natural light and a generous walk-in closet. Two additional bedrooms-each with walk-in closets-share a full bath, while a spacious loft and conveniently located laundry room complete the upper level. This home also boasts a full unfinished basement ready for future expansion, a three-car garage, front yard landscaping, central A/C, and a passive radon mitigation system. Come enjoy all that Prairie Song, has to offer. Located minutes from downtown Windsor and Windsor Lake, future community amenities are planned to include a pool, parks, and trails-enhancing the lifestyle this neighborhood is designed to deliver. ASK ABOUT CURRENT LENDER INCENTIVES!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
5/10
Windsor Middle SchoolGrades 6-81.6 mi
6/10
Windsor High SchoolGrades 9-121.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Frame

Other

  • Builder model: Rowling
  • Builder name: Hartford Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Microwave
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished,Rough-in for Radon

Bedroom2

  • Level: Upper
  • Area: 156
  • Dimensions: 13 x 12

Bedroom3

  • Level: Upper
  • Area: 110
  • Dimensions: 11 x 10

Bedroom4

  • Level: Main
  • Area: 132
  • Dimensions: 12 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Eat-in Kitchen,Open Floorplan,Pantry,Walk-In Closet(s),Kitchen Island
  • Finished area below ground: 1,068
  • Finished area above ground: 2,451

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,519
  • Total interior livable area: 3,519 sqft

Kitchen

  • Level: Main
  • Area: 128
  • Dimensions: 16 x 8

Living Room

  • Level: Main
  • Area: 210
  • Dimensions: 15 x 14

Primary Bedroom

  • Features: 3/4 Primary Bath
  • Level: Upper
  • Area: 225
  • Dimensions: 15 x 15

Property

Accessibility

  • Accessibility features: Main Floor Bath,Accessible Bedroom

Details

  • Parcel number: R8988449
  • Zoning: RES
  • Special condition: Builder

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio

Lot

  • Lot size: 7,899 sqft
  • Features: Paved,Curbs,Gutters,Sidewalks

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,521$42,252
Home Insurance *$310$3,720
Property Taxes $319$3,828
Electricity $265$3,187
Total$4,415$52,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,371/yr
40% on housing$132,450/yr
45% on housing$117,733/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 80550$217
Weld County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 80550$200
Weld County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-30Price change$696,510
2026-01-19Listed for sale$734,880

New Construction Spec

AgentChristie Duggar
BrokerageGroup Harmony

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