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227 Whitetail Ln, Hazel, KY, 42049

2beds
2baths
2,790sqft
$550,000
$197price/sqft
$3,864/moest. monthly cost
$154,560/yrincome needed

About This Home

Located On 8.30 Acres Just Under 20 Minutes From Murray And Kentucky Lake, This Custom-built Property Offers Privacy, Space, And Flexibility In A Peaceful Rural Setting While Remaining Convenient To Town. The 2,700 Plus Square Foot Home Features Two Bedrooms And Two Bathrooms, Including A Large Primary Suite With A Walk-in Closet. Interior Spaces Feel Welcoming With Wood Floors, Exposed Beams, Custom Woodworking, And Large Windows That Bring In Natural Light And Views Of The Surrounding Land. Two Patio Spaces Provide Comfortable Areas To Relax Or Gather Outdoors. The Property Includes Garden Space, A Greenhouse, A Chicken Coop, A Pond, And A Fire Pit Area. A 40x60 Shop Is Thoughtfully Set Up For Woodworking And Includes Two Heated And Cooled Office Spaces Along With A Common Area Featuring A Kitchenette, Bathroom, And Laundry. Two Garage Spaces Provide Both Attached Access And Separate Storage. This Home Is A Comfortable Setting With Room To Live, Work, And Relax.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

8/10
6/10

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Concrete Block,Slab
  • Roof: Composition Shingle
  • Construction materials: Frame,Log Siding,Dry Wall

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Dryer,Microwave,Built-In Range,Refrigerator,Washer,Other/See Remarks,Water Purifier
  • Laundry features: Utility Room,Washer/Dryer Hookup

Bathroom

  • Features: Double Vanity,Separate Shower,Walk-In Closet(s)

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Living/Dining

Features

  • Ceiling Fan(s),Closet Light(s),Walk-In Closet(s),Workshop,High Ceilings
  • Window features: Thermal Pane Windows,Tilt Windows,Wood Frames
  • Flooring: Tile,Wood
  • Fireplace features: Family Room,Insert
  • Fireplace: Yes
  • Attic: Crawl Space,Storage
  • Finished area below ground: 0

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 2,790
  • Total interior livable area: 2,790 sqft

Kitchen

  • Features: Eat-in Kitchen,Kitchen/Dining Room,Kitchen/Family

Property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Aggregate Walks,Other/See Remarks

Lot

  • Lot size: 8.30 Acres
  • Features: Trees,County,Level,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached,Detached,Workshop in Garage,Garage Door Opener,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Earthquake
Hail
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$584$7,008
Property Taxes $279$3,348
Electricity $220$2,643
Total$3,864$46,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,480/yr
40% on housing$115,920/yr
45% on housing$103,040/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.6%
-4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 42049
Calloway County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 42049$82
Calloway County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$695,000
2026-02-25Price change$775,000
2026-01-19Listed for sale$935,000

For Sale by Agent

AgentKayla Rushing
BrokerageKopperud Realty

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