1109 45th St, Niceville, FL, 32578
About This Home
Beautifully updated home in the heart of Niceville! The renovated kitchen boasts white shaker cabinetry, stainless steel appliances, and plenty of workspace. The spacious living area is filled with natural light, while the brick exterior and inviting front entry create timeless curb appeal. Enjoy the convenience of a one car garage, low maintenance flooring, and tasteful updates throughout. The backyard, complete with covered patio, offers plenty of room for outdoor entertaining, gardening or simply relaxing. Located just minutes from top rated Niceville schools, shopping, dining, Eglin AFB, Duke Field, and the beautiful Emerald Coast beaches, this move-in ready home is an excellent opportunity for anyone looking to enjoy all that Niceville has to offer! Roof replaced in August 2025, New AC in September 2022. Washer and dryer conveys.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Construction Complete
- Year built: 1982
Materials
- Roof: Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Electric Water Heater
Bedroom
- Level: First
- Area: 120
- Dimensions: 12 x 10
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Cathedral Ceiling(s),Newly Painted
- Flooring: Laminate
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,140
- Total interior livable area: 1,140 sqft
Kitchen
- Level: First
- Area: 209
- Dimensions: 19 x 11
Living Room
- Level: First
- Area: 238
- Dimensions: 17 x 14
Master Bedroom
- Level: First
- Area: 168
- Dimensions: 14 x 12
Property
Details
- Parcel number: 051S22256B00360140
- Zoning description: Resid Single Family
Features
- Stories: 1
- Patio & porch: Patio
- Exterior features: Private Yard
Lot
- Lot size dimensions: 60 x 139 x 67 x 109
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Cold Wave
- Heat Wave
- Inland Flooding
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Okaloosa County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $265 | $3,180 |
| Property Taxes | $228 | $2,736 |
| Electricity | $197 | $2,366 |
| Total | $2,206 | $26,472 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Pending sale | $299,900 |
| 2026-07-07 | Listed for sale | $299,900 |
| 2018-11-21 | Sold | $165,000 |
| 2018-10-24 | Pending sale | $172,000 |
| 2018-09-27 | Listed for sale | $172,000 |
| 2018-07-20 | Sold | $90,000 |
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