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206 Esmond Ct, Niceville, FL, 32578

3beds
2baths
1,188sqft
$347,000
$292price/sqft
$2,459/moest. monthly cost
$98,360/yrincome needed

About This Home

HUGE PRICE REDUCTION! Welcome home to this beautifully renovated 3-bedroom, 2-bath Florida cottage, perfectly situated at the end of a quiet cul-de-sac for added privacy and minimal traffic. This charming home blends classic character with modern updates and an unbeatable location--within a mile of schools, the Niceville Sports Complex, the Children's Park, and conveniently close to the police and fire departments. Step inside to a light-filled living room featuring a vaulted ceiling and striking stone fireplace, creating a warm and inviting focal point. The home boasts new luxury vinyl plank flooring in all bedrooms, offering both style and durability throughout. The updated kitchen shines with brand-new cabinets and countertops, highlighted by a gorgeous bay window that floods the space with natural light perfect for casual dining or morning coffee. Both bathrooms have been tastefully renovated with new cabinetry and countertops, while the primary suite impresses with a vaulted ceiling, walk-in closet, and a beautifully tiled walk-in shower. Major upgrades include a new roof installed in 2023 and a modern PEX plumbing system, offering improved water pressure, durability, and long-term reliability for peace of mind. Outdoor living is a dream with a large screened-in porch that opens to a huge back patio, creating the perfect setup for entertaining or relaxing year-round. The fully fenced backyard provides plenty of space to play or garden and includes a storage shed for outdoor equipment or extra storage. Move-in ready, thoughtfully updated, and located close to everything Niceville has to offer. This home is a must-see!

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

9/10
9/10
7/10

Construction

Condition

  • Property condition: Construction Complete,Renovated
  • Year built: 1986

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Frame,Stone,Vinyl Siding,Trim Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Gas Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: First
  • Area: 100
  • Dimensions: 10 x 10

Bedroom

  • Level: First
  • Area: 120
  • Dimensions: 12 x 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Area

  • Level: First
  • Area: 88
  • Dimensions: 8 x 11

Features

  • Vaulted Ceiling(s),Pantry
  • Window features: Bay Window(s)
  • Flooring: Tile,Vinyl
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Florida Room

  • Level: First
  • Area: 196
  • Dimensions: 14 x 14

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,188
  • Total interior livable area: 1,188 sqft

Kitchen

  • Level: First
  • Area: 100
  • Dimensions: 10 x 10

Living Room

  • Level: First
  • Area: 221
  • Dimensions: 17 x 13

Master Bedroom

  • Level: First
  • Area: 168
  • Dimensions: 14 x 12

Property

Details

  • Parcel number: 051S22256C00270130
  • Zoning description: City

Features

  • Stories: 1
  • Patio & porch: Covered
  • Exterior features: Private Yard,Sprinkler System

Lot

  • Lot size: 7,405 sqft
  • Features: Cul-De-Sac,Dead End
  • Lot size dimensions: 50 x 150

Parking

  • Parking features: Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Heat Wave
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,754$21,048
Home Insurance *$307$3,684
Property Taxes $201$2,412
Electricity $197$2,366
Total$2,459$29,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,308/yr
40% on housing$73,770/yr
45% on housing$65,573/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$292This listing

vs Other Active Listings

Avg $/sqft

ZIP 32578$260
Okaloosa County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 32578$245
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$355,000
2026-04-21Price change$365,000
2026-02-24Price change$379,000
2026-02-02Listed for sale$385,000
2020-07-31Sold$175,000
2017-06-21Listing removed$1,250
2017-05-24Listed for rent$1,250
2006-06-15Sold$214,900
2003-11-25Sold$99,500
2000-07-06Sold$79,000

For Sale by Agent

AgentChristina Milidonis Adair
BrokerageBerkshire Hathaway Home Services PenFed Realty

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