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2804 Water Birch Rd, Cantonment, FL, 32533

3beds
2baths
1,697sqft
$350,900
$207price/sqft
$2,333/moest. monthly cost
$93,320/yrincome needed

About This Home

Welcome to 2804 Water Birch Rd! The Lamar plan features 3 bedrooms, 2 bathrooms and a 2-car garage. From the front door the foyer opens to a hallway leading to two bedrooms separated by a full bathroom with linen closet and shower/tub combination. As you continue into home there is the laundry room and the garage access on the opposing wall. The living room, dining and kitchen is an open design. As you enter the great room you are met with the heart of the home, the kitchen. This light design offers white shaker-style cabinetry, quartz countertops and stainless-steel appliances. The dining room is open off the kitchen and looks out to the backyard and covered porch. The primary bedroom is to the back of the home for privacy. The bedroom has a trey ceiling and large window allowing in natural light. The ensuite has a large walk-in closet, separate water closet, shower and garden tub. The dual sink vanity has a quartz countertop and will allow for that much needed space in the morning. This home includes a Home is Connected smart home technology package which allows you to control your home with your smart device while near or away. This community includes a resort-style pool, a shaded cabana, and a playground for family fun. Schedule your tour today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

9/10
5/10
Ransom Middle SchoolGrades 6-81.7 mi
5/10

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Built In Microwave,Dishwasher
  • Laundry features: Inside,W/D Hookups

Bedroom

  • Level: First
  • Area: 188.9444

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Baseboards,Recessed Lighting
  • Window features: Double Pane Windows,Shutters
  • Flooring: Vinyl,Carpet

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,697
  • Total interior livable area: 1,697 sqft

Kitchen

  • Level: First
  • Area: 110.2292

Living Room

  • Level: First
  • Area: 189.6736

Property

Details

  • Parcel number: 351n312401002004
  • Zoning description: Res Single

Features

  • Levels: One
  • Stories: 1
  • Pool features: None,Community
  • Patio & porch: Covered

Lot

  • Lot size: 7,000 sqft
  • Features: Central Access

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage,Front Entrance,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters in Escambia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,774$21,288
Home Insurance *$178$2,136
Property Taxes $184$2,208
Electricity $197$2,366
Total$2,333$27,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,988/yr
40% on housing$69,990/yr
45% on housing$62,213/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 32533$168
Escambia County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 32533$169
Escambia County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$350,900
2026-03-13Price change$346,900
2026-02-23Price change$343,900
2026-01-20Listed for sale$340,900

New Construction

AgentWhitney Johnston
BrokerageD R Horton Realty of NW Florida, LLC

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