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395 Emma Jean Trl, Iredell, TX, 76649

4beds
4baths
2,125sqft
$1,675,000
$788price/sqft
$11,519/moest. monthly cost
$460,760/yrincome needed

About This Home

Currently under construction and scheduled for completion in March, 395 Emma Jean Trail features the Beck floor plan with three bedrooms, a bunk room, and three and a half baths, offering flexible living space ideal for hosting family and guests. Designed in a refined Hill Country style, the home offers an open, functional layout with inviting living areas and thoughtful separation between private bedroom spaces and shared gathering areas. The additional bunk room adds versatility for weekend gatherings, multigenerational living, or visiting guests. Located within The Residences at Rough Creek, homeowners enjoy HOA-maintained amenities, including a community pool, organized activities, and maintained common areas that support an easy lock-and-leave lifestyle. What truly sets ownership at Rough Creek apart is access to Rough Creek Lodge, a world-class luxury resort offering a fully curated, concierge-driven lifestyle. Owners enjoy the rare ability to simply arrive and have everything handled, from dining reservations to activities and personalized services arranged in advance. The resort is known for its exceptional dining and elevated hospitality. Rough Creek’s concierge team coordinates massage and facial services, guided outdoor adventures, recreational activities, and special events, allowing owners to enjoy experiences such as fishing, shooting sports, horseback riding, hiking, and wellness-focused treatments without the logistics typically associated with ranch living. The result is a seamless blend of private home ownership and luxury resort living in one of Texas’ most distinctive destinations.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
Iredell SchoolGrades PK-128.1 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Metal Siding,Rock,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary/Modern,Farmhouse,Modern,Ranch,Southwestern,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Dishwasher,Gas Cooktop,Microwave,Plumbed For Gas
  • Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Built-in Features,Decorative/Designer Lighting Fixtures,Eat-in Kitchen,Granite Counters,High Speed Internet,Kitchen Island,Other,Walk-In Closet(s),Wired for Sound
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,125 sqft

Kitchen

  • Level: First
  • Dimensions: 1 x 1

Living Room

  • Level: First
  • Dimensions: 1 x 1

Master Bedroom

  • Level: First
  • Dimensions: 1 x 1

Property

Details

  • Parcel number: R000078233

Features

  • Levels: Two
  • Stories: 1
  • Pool features: None,Community
  • Patio & porch: Covered
  • Exterior features: Rain Gutters
  • Spa features: Community

Lot

  • Lot size: 6,272 sqft
  • Features: Landscaped

Parking

  • Total spaces: 1
  • Parking features: Covered,Golf Cart Garage
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Wildfire
Drought
Hail
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,469$101,628
Home Insurance *$1,584$19,008
Property Taxes $1,228$14,736
Electricity $238$2,859
Total$11,519$138,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$394,937/yr
40% on housing$345,570/yr
45% on housing$307,173/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$788This listing

vs Other Active Listings

Avg $/sqft

ZIP 76649$618
Erath County$309

vs Homes Sold Last Month

Median $/sqft

ZIP 76649
Erath County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-12Price change$1,675,000
2026-01-20Listed for sale$1,650,000

For Sale by Agent

AgentDylan Davis
BrokerageLuxe West Realty

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