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4591 Scarlet Dr, Crestview, FL, 32539

3beds
2baths
2,104sqft
$347,500
$165price/sqft
$2,481/moest. monthly cost
$99,240/yrincome needed

About This Home

Welcome to this beautifully maintained and spacious home, nestled among mature trees that offer both privacy and a serene natural setting. Inside, you'll find an open-concept layout with hard surface flooring throughout the main living areas and carpet in all bedrooms. This home offers 3 generously sized bedrooms plus a versatile bonus room—perfect for a home office, playroom, or guest space. The split floor plan provides added privacy, while the formal dining room and a roomy breakfast nook offer flexible dining options. Vaulted ceilings enhance the sense of space and light in the main living areas. The kitchen is equipped with a gas stove, ideal for cooking enthusiasts, and the home is serviced by natural gas. Step outside to enjoy a fully fenced backyard, ideal for pets, play, or weekend relaxation. Roof replaced in 2021

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Antioch Elementary SchoolGrades PK-52.8 mi
8/10
4/10
Crestview High SchoolGrades 9-125.7 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 1994

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Washer,Gas Water Heater

Bathroom

  • Level: First

Bedroom

  • Level: First
  • Area: 144
  • Dimensions: 12 x 12

Bedroom

  • Level: First
  • Area: 144
  • Dimensions: 12 x 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: First

Breakfast Room

  • Level: First

Features

  • Breakfast Bar,Vaulted Ceiling(s),Split Bedroom
  • Window features: Double Pane Windows
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Garage

  • Level: First

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,104
  • Total interior livable area: 2,104 sqft

Kitchen

  • Level: First
  • Area: 165
  • Dimensions: 15 x 11

Laundry

  • Level: First

Living Room

  • Level: First
  • Area: 400
  • Dimensions: 25 x 16

Master Bathroom

  • Level: First
  • Area: 169
  • Dimensions: 13 x 13

Master Bedroom

  • Level: First
  • Area: 234
  • Dimensions: 18 x 13

Pantry

  • Level: First

Property

Details

  • Parcel number: 052N234821000A0120
  • Zoning description: Resid Single Family

Features

  • Stories: 1
  • Exterior features: Private Yard
  • Fencing: Privacy

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: 93 x 115

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,757$21,084
Home Insurance *$188$2,256
Property Taxes $325$3,900
Electricity $211$2,540
Total$2,481$29,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,062/yr
40% on housing$74,430/yr
45% on housing$66,160/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 32539$139
Okaloosa County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 32539$180
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-18Price change$347,500
2025-08-03Listed for sale$375,000
2023-03-24Sold$325,000
2023-03-07Pending sale$339,900
2023-02-14Listed for sale$339,900
2023-01-09Pending sale$339,900
2023-01-04Listed for sale$339,900
2022-12-26Listing removed--
2022-10-26Listed for sale$340,000
2021-02-24Listing removed--
2021-02-11Listed for rent$1,700
2012-11-20Listing removed$189,900
2012-10-10Pending sale$189,900
2012-09-25Listed for sale$189,900

For Sale by Agent

AgentKelly R Sipes
BrokerageBastion Realty LLC

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