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3440 Mallard Avenue, Stoughton, WI, 53589

3beds
3baths
2,350sqft
$1,499,900
$638price/sqft
$10,268/moest. monthly cost
$410,720/yrincome needed

About This Home

Experience lake living at its finest with this stunning new construction on Mallard Dr in Stoughton, scheduled to be complete by early summer! Nestled on the shores of Lake Kegonsa, this custom-built home offers modern design, high-end finishes, and panoramic water views. Enjoy open-concept living with a gourmet kitchen, luxurious primary suite, and expansive windows that fill the space with natural light. Step outside to your private waterfront paradise?perfect for boating, relaxing, or entertaining. A rare opportunity to own a brand-new home on the lake!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

9/10
4/10
8/10
Stoughton High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: 0-5 Years,Under Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None / Slab

Bathroom

  • Features: Master Bedroom Bath: Full,Master Bedroom Bath

Bedroom2

  • Level: Upper
  • Area: 156

Bedroom3

  • Level: Upper
  • Area: 165

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Level: Main
  • Area: 130

Features

  • Kitchen Island
  • Finished area below ground: 0
  • Finished area above ground: 2,350

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,350
  • Total interior livable area: 2,350 sqft

Kitchen

  • Level: Main
  • Area: 192

Living Room

  • Level: Main
  • Area: 208

Master Bedroom

  • Level: Upper
  • Area: 272

Property

Details

  • Parcel number: 061026410338
  • Zoning: SFR-08

Features

  • Levels: Two
  • Stories: 2
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake,Water Ski Lake
  • Waterbody name: Kegonsa
  • Living area range: 2001-2500

Lot

  • Lot size: 9,147 sqft

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Tornado
Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,584$91,008
Home Insurance *$502$6,024
Property Taxes $1,962$23,544
Electricity $220$2,649
Total$10,268$123,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$352,045/yr
40% on housing$308,040/yr
45% on housing$273,813/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$638This listing

vs Other Active Listings

Avg $/sqft

ZIP 53589$255
Dane County$250

vs Homes Sold Last Month

Median $/sqft

ZIP 53589$229
Dane County$246

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$1,499,900
2026-01-20Listed for sale$1,549,000

New Construction

AgentLori Schilling
BrokerageSprinkman Real Estate

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