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45 Kelly Ridge Rd, Frostproof, FL, 33843

4beds
3baths
2,254sqft
$393,700
$175price/sqft
$2,704/moest. monthly cost
$108,160/yrincome needed

About This Home

Motivated seller and is willing to consider all offers. Embrace the pinnacle of modern country living with this brand-new 2025 manufactured home, perfectly situated on 3.58 private acres just outside the city limits of Frostproof. Ideally located in the center of the state, this expansive four-bedroom, three-bathroom residence offers the ultimate retreat, combining contemporary design with the peace and freedom of the Florida countryside. The heart of the home features soaring 9-foot ceilings that enhance the open-concept feel of the chef-inspired kitchen. This culinary space comes equipped with 2025 stainless steel appliances, an abundance of cabinet storage, and a dedicated coffee bar for your morning ritual. Guests can gather around the large breakfast bar or enjoy formal meals in the adjacent dining room. Designed for versatility, the floor plan boasts both a formal living room and a cozy family room, ensuring plenty of space for entertaining. Retreat to the private primary suite, a true sanctuary featuring a massive walk-in closet and a spa-like ensuite with dual sinks, a walk-in shower, and a deep soaking tub. The split-bedroom layout ensures maximum privacy, while the convenient indoor laundry room adds modern functionality to your daily routine. Outside, the possibilities are endless. With over three and a half acres of land, you have the freedom to create your own homestead, workshop, or garden oasis. While you’ll feel worlds away from the hustle and bustle, your central location ensures you are perfectly positioned for adventure, located approximately 90 minutes from the vibrant attractions and international airports of both Tampa and Orlando. Experience the best of Florida’s rural charm in a never-lived-in masterpiece— bring all your offers and make this dream home a reality. Schedule your tour of this 2025 Frostproof gem today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Crawlspace
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Inside

Bathroom2

  • Features: Jack & Jill Bathroom,Shower No Tub
  • Level: First

Bathroom3

  • Features: Tub With Shower
  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 123.4321
  • Dimensions: 11.11x11.11

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 123.4321
  • Dimensions: 11.11x11.11

Bedroom4

  • Features: Built-in Closet
  • Level: First
  • Area: 123.4321
  • Dimensions: 11.11x11.11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 154.76
  • Dimensions: 10.6x14.6

Family Room

  • Level: First
  • Area: 241.4
  • Dimensions: 17x14.2

Features

  • High Ceilings,Split Bedroom,Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,254
  • Total interior livable area: 2,254 sqft

Kitchen

  • Features: Breakfast Bar,Pantry,Kitchen Island
  • Level: First
  • Area: 292
  • Dimensions: 20x14.6

Living Room

  • Level: First
  • Area: 249.66
  • Dimensions: 17.1x14.6

Primary Bathroom

  • Features: Dual Sinks,Tub with Separate Shower Stall
  • Level: First

Primary Bedroom

  • Features: Bar,Walk-In Closet(s)
  • Level: First
  • Area: 237.98
  • Dimensions: 16.3x14.6

Property

Details

  • Parcel number: 273203932510003210
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: None
  • Residential vegetation: Wooded

Lot

  • Lot size: 3.58 Acres
  • Features: In County

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Strong Wind
Drought
Hail
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,990$23,880
Home Insurance *$249$2,988
Property Taxes $239$2,868
Electricity $226$2,722
Total$2,704$32,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,708/yr
40% on housing$81,120/yr
45% on housing$72,106/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 33843$104
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33843$169
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$399,000
2026-04-30Price change$415,000
2026-04-22Price change$416,000
2026-04-08Price change$417,000
2026-04-01Price change$418,000
2026-03-25Price change$419,000
2026-03-11Price change$420,000
2026-03-04Price change$421,000
2026-02-25Price change$422,000
2026-02-18Price change$423,000
2026-02-11Price change$424,000
2026-01-21Listed for sale$425,000

New Construction

AgentMelba Taylor
BrokerageFROSTPROOF REALTY

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