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2945 Stephens Hwy, Mount Holly, AR, 71758

3beds
2baths
1,960sqft
$275,000
$140price/sqft
$1,862/moest. monthly cost
$74,480/yrincome needed

About This Home

Land? A shop? Meticulously updated? Check, check, and CHECK! 2945 Stephens Hwy (formerly 2883 Stephens Hwy before 911 address change) is truly one of those hidden gem listings that rarely hits the market. Move-in ready home "not in town" - exactly what everyone is always asking for! Seller will retain mineral rights. Seller will pay off solar panel loan at closing.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
Smackover Elementary SchoolGrades PK-414.0 mi
4/10
Norphlet Middle SchoolGrades 5-817.3 mi
4/10
Smackover High SchoolGrades 9-1213.8 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Metal/Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Microwave,Dishwasher
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Separate Dining Room

Features

  • 3 Bedrooms Same Level
  • Flooring: Carpet,Tile,Luxury Vinyl
  • Fireplace features: None

Heating

  • Heating features: Solar

Interior Area

  • Total structure area: 1,960
  • Total interior livable area: 1,960 sqft

Property

Details

  • Parcel number: 00000233320100

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.90 Acres
  • Features: Level

Parking

  • Total spaces: 3
  • Parking features: Three Car

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Heat Wave
Lightning
Tornado

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance $201$2,412
Property Taxes $130$1,560
Electricity $141$1,703
Total$1,862$22,344

Income You'd Need if You Spent...

35% on housing$63,840/yr
40% on housing$55,860/yr
45% on housing$49,653/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 71758
Union County$94

vs Homes Sold Last Month

Median $/sqft

ZIP 71758$121
Union County$88

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-21Listed for sale$285,000

For Sale by Agent

AgentBlaklee A Ramsey
BrokerageSouthern Realty Group

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