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575 Wells Fork Rd, Viper, KY, 41774

1beds
1baths
1,300sqft
$50,000
$38price/sqft
$458/moest. monthly cost
$18,320/yrincome needed

About This Home

Built in 2017, this unfinished cabin is a blank canvas ready for your personal touch. Featuring 1 bedroom, 1 bath, and upstairs loft rooms, the layout offers flexibility and charm. Electric is connected, water meter is set with lines run to the house, and septic system with piping is already in place. Nestled on 1.5 acres, this property offers privacy and potential for a cozy cabin retreat or homestead getaway.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

7/10
Viper Elementary SchoolGrades PK-83.8 mi

Construction

Condition

  • Year built: 2017

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1

Features

  • 1st Floor Bedroom
  • Window features: Double Pane Windows
  • Flooring: Subfloor Only
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 1,300

Heating & Cooling

  • Heating features: See Remarks
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,300
  • Total interior livable area: 1,300 sqft

Property

Details

  • Zoning: Unknown

Features

  • Patio & porch: Rear Porch
  • Exterior features: None

Lot

  • Lot size: 1.50 Acres

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Hail
Landslide
Lightning
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $252$3,024
Home Insurance *$27$324
Property Taxes $25$300
Electricity $154$1,850
Total$458$5,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$15,702/yr
40% on housing$13,740/yr
45% on housing$12,213/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.6%
-5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$38This listing

vs Other Active Listings

Avg $/sqft

ZIP 41774$160
Perry County$93

vs Homes Sold Last Month

Median $/sqft

ZIP 41774
Perry County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-20Price change$70,000
2026-03-11Price change$75,000
2026-01-21Listed for sale$82,000

For Sale by Agent

AgentHeather Colwell
BrokerageRe/Max Legacy Group-Hazard

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