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43 Koala Bear Path, Ormond Beach, FL, 32174

3beds
2baths
0sqft
$119,000
--price/sqft
$991/moest. monthly cost
$39,640/yrincome needed

About This Home

Move right into this fully remodeled 1998 Palm Harbor that is generously sized with 3 bedrooms and 2 baths in the active 55+ Bear Creek community in Ormond Beach. This home offers a bright and comfortable layout with flexible living spaces including a large living room, separate dining area, and a bonus Florida room that expands your usable square footage year-round. The kitchen has a huge butcher block island and common areas flow easily for daily living and entertaining, and the cozy wood-burning fireplace adds warmth and charm on cooler evenings. The primary bedroom offers exceptional storage with large two walk-in closets, and the ensuite bath has been refreshed with modern selections and extra cabinetry. Two secondary bedrooms provide options for guests, office space, or hobbies. Notable upgrades include new flooring and interior paint, updated plumbing, improved insulation, lifetime vapor barrier, and newer AC and roof, offering peace of mind and efficient living. A workshop/storage room and interior laundry keep life organized. Bear Creek is a vibrant manufactured community with three clubhouses, multiple pools, spas, fitness amenities, nature trails, and a full calendar of social activities designed for active adults. Land lease of just $1000/month! Water, trash, landscaping, and irrigation are all included with your lot rent. Shopping, dining, and the beach are just minutes away. A must-see option for anyone looking for space, community, and turnkey convenience in a resort-style setting.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

8/10
5/10
7/10
Seabreeze High SchoolGrades 9-125.8 mi

Construction

Condition

  • Year built: 1989

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Microwave,Oven,Washer,Water Heater,Stainless Steel Appliances

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate
  • Finished area above ground: 1,764

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 1,764

Kitchen

  • Features: Open,Laminate Counters

Property

Details

  • On leased land: Yes
  • Lease amount: 1000

Features

  • Patio & porch: Enclosed Porch,Screened Porch
  • Has view: Yes
  • View description: Street

Lot

  • Features: Corner

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Volusia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $601$7,212
Home Insurance *$116$1,392
Property Taxes $77$924
Electricity $197$2,366
Total$991$11,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,977/yr
40% on housing$29,730/yr
45% on housing$26,426/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 32174$159
Volusia County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 32174$197
Volusia County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-20Price change$129,000
2026-02-02Listed for sale$139,000

For Sale by Agent

AgentLisa Bailey
BrokerageLatitude 29 Homes

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