220 Herons Bay Cir, Madison, MS, 39110
About This Home
Embark on a journey of waterfront elegance with this brand-new construction nestled on the shores of Lake Caroline. A haven of modern comfort and style, this 3 Bed/2.5 Bath residence, currently under construction, promises an exceptional lifestyle with a private Boat Slip for your aquatic adventures. Featuring 3 Bedrooms (Master Downstairs, 2 Upstairs) and 2.5 Bathrooms. Prime waterfront real estate on the tranquil Lake Caroline. Boat Slip included, offering seamless access to the captivating lake. Boasting an open plan layout with a kitchen island, providing a seamless flow throughout. Enjoy a covered patio, a front balcony, and a massive 210 sq ft patio for the ultimate in outdoor living. Revel in a plethora of community offerings, including a playground, walking trails, golf, boating, fishing, tennis, a clubhouse, and dining . Engage in a vibrant community with organized residential activities, fostering a sense of belonging and camaraderie. This property isn't just a home; it's an invitation to a lifestyle enriched by Lake Caroline's diverse amenities. From the excitement of water sports to the tranquility of walking trails, this residence seamlessly combines modern living with the joys of a thriving community. Secure your place in this waterfront paradise where every day brings new opportunities for relaxation and recreation. FLOOR PLAN tab under Photos.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Under Construction
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Post-Tension
- Roof: Architectural Shingles
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Exhaust Fan,Free-Standing Gas Range,Gas Water Heater,Microwave,Range Hood,Tankless Water Heater,Vented Exhaust Fan,Water Heater
- Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Built-in Features,Ceiling Fan(s),Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,Granite Counters,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Primary Downstairs,Recessed Lighting,Walk-In Closet(s)
- Door features: Dead Bolt Lock(s),Insulated
- Window features: Double Pane Windows
- Flooring: Combination
- Fireplace features: Living Room,Ventless
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Fireplace(s),Natural Gas
- Cooling features: Ceiling Fan(s),Central Air,Electric,Gas,Zoned
Interior Area
- Total structure area: 2,415
- Total interior livable area: 2,415 sqft
Property
Details
- Parcel number: Unassigned
- Zoning description: Single Family Residential
Features
- Levels: Two
- Stories: 2
- Exterior features: Boat Slip,None
- Fencing: None
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Boat Dock,Lake,Lake Front,Waterfront
Lot
- Lot size: 8,712 sqft
- Features: Cul-De-Sac,Pie Shaped Lot
Parking
- Total spaces: 2
- Parking features: Garage Door Opener,Concrete
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Heat Wave
- Lightning
- Strong Wind
- Winter Weather
- Hail
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Madison County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,231 | $38,772 |
| Home Insurance * | $398 | $4,776 |
| Property Taxes | $330 | $3,960 |
| Electricity | $224 | $2,694 |
| Total | $4,183 | $50,196 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-20 | Price change | $640,000 |
| 2026-01-21 | Listed for sale | $627,900 |
View on Zillow