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1270 Bellflower Ln, Owatonna, MN, 55060

5beds
3baths
3,028sqft
$590,000
$195price/sqft
$4,258/moest. monthly cost
$170,320/yrincome needed

About This Home

Make This Home Yours! This beautiful home offers comfort, style, and functionality in every detail. The custom-built kitchen features soft-close drawers and doors, stainless steel appliances, a large center island, and plenty of storage space. Relax by the gorgeous fireplace in the spacious living room, perfect for cozy evenings at home. The primary bathroom boasts a stunning walk-in tiled shower for a luxurious spa-like experience. The lower level offers a large family room with a fireplace, two additional bedrooms, and a full bathroom. There’s also flexible space for a craft room, exercise area, or whatever fits your lifestyle—plus plenty of extra storage throughout. With its open, bright floor plan and thoughtful design, this home is ready to welcome you. Schedule your showing today! This Builder has 3-additional new construction to-be-built homes in the neighborhood priced from $560-$600 either walk-out or full basements. This Builder has his own construction crews that are ready to build your dream home. Call with questions!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

8/10
5/10
8/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Age 8 Years or Less,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Dryer,Exhaust Fan,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Drain Tiled,Egress Window(s),Finished,Full,Concrete,Sump Basket

Bedroom

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Bedroom3

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Bedroom4

  • Level: Lower
  • Area: 120
  • Dimensions: 12x10

Bedroom5

  • Level: Lower
  • Area: 192
  • Dimensions: 12x16

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Family Room

  • Level: Lower
  • Area: 464
  • Dimensions: 16x29

Features

  • Number of fireplaces: 2
  • Fireplace features: Electric,Family Room
  • Fireplace: Yes
  • Finished area below ground: 1,000
  • Finished area above ground: 1,514

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,028
  • Total interior livable area: 3,028 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Living Room

  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 174370212
  • Zoning description: Residential-Single Family
  • Foundation area: 1514

Features

  • Levels: One
  • Stories: 1
  • Fencing: None

Lot

  • Lot size: 0.26 Acres
  • Features: Sod Included in Price,Tree Coverage - Light
  • Lot size dimensions: 124 x 90 x 19 x 16 x 68

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Winter Weather
Inland Flooding
Lightning

FEMA Declared Disasters in Steele County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,983$35,796
Home Insurance *$450$5,400
Property Taxes $570$6,840
Electricity $255$3,064
Total$4,258$51,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,988/yr
40% on housing$127,740/yr
45% on housing$113,546/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 55060$141
Steele County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 55060$145
Steele County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Price change$590,000
2026-01-21Listed for sale$560,000

New Construction

AgentJack W Barkley
BrokerageEdina Realty, Inc.

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