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313 McKnight Ave NE #C, Albuquerque, NM, 87102

2beds
1baths
1,072sqft
$225,000
$210price/sqft
$1,562/moest. monthly cost
$62,480/yrincome needed

About This Home

Seller is offering a qualified buyer who presents a list priceoffer, up to 3% buydown tohelp the buyer achieve aninterest rate of 5.25% or lower,based on the term sheet to theleft. Charming single-family home in the heart of Albuquerque's North Downtown district offering an exceptional opportunity for both homeowners and savvy investors. . The property is ideally positioned within walking distance to parks, local restaurants, and retail, and just minutes from Old Town, Downtown, the medical corridor, and Albuquerque's expanding Rail Trail. Enjoy easy access to hundreds of miles of biking and hiking paths, plus close proximity to major employers including Netflix, Meta, Amazon, and Intel, making this location highly desirable.

Getting Around

55
WalkingSomewhat Walkable
32
TransitSome Transit
74
BikeVery Bikeable

Schools

3/10
6/10
Jefferson Middle SchoolGrades 6-81.9 mi
3/10
Albuquerque High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2009

Materials

  • Foundation: Permanent
  • Roof: Pitched
  • Construction materials: Frame,Synthetic Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Northern New Mexico
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Breakfast Area,Country Kitchen,Main Level Primary,Tub Shower
  • Window features: Sliding
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Refrigerated

Interior Area

  • Total structure area: 1,072
  • Total interior livable area: 1,072 sqft

Kitchen

  • Level: Main
  • Area: 60

Living Room

  • Level: Main
  • Area: 96

Primary Bedroom

  • Level: Main
  • Area: 132

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1014055951605841405
  • Zoning description: MX-L*

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Open,Patio
  • Exterior features: Patio
  • Fencing: Full

Lot

  • Lot size: 5,227 sqft
  • Features: Xeriscape

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Lightning
Winter Weather

FEMA Declared Disasters in Bernalillo County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$118$1,416
Property Taxes $159$1,908
Electricity $148$1,780
Total$1,562$18,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,554/yr
40% on housing$46,860/yr
45% on housing$41,653/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 87102$160
Bernalillo County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 87102
Bernalillo County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-18Price change$305,000
2026-03-27Listed for sale$274,999
2026-03-24Pending sale$274,999
2026-02-20Listed for sale$274,999
2026-02-17Pending sale$274,999
2026-01-20Listed for sale$274,999

For Sale by Agent

AgentAnita Maestas
BrokerageMaestas Real Estate Services

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