




1150 Rio Vista Ln, Rio Dell, CA, 95562
About This Home
There are properties that check boxes, and there are properties that change the way you think about what's possible. 1150 Rio Vista Lane is the latter. Set at the end of a private lane in Rio Dell, this 3,183-square-foot residence sits on 7.75+ flat, usable acres -- the kind of land that opens up a conversation about what you actually want your life to look like. Hobby farm. Horse property. Creative retreat. Remote work headquarters. The acreage doesn't prescribe a lifestyle; it accommodates one. Built in 2008, the home offers four bedrooms and three and a half bathrooms across a thoughtfully scaled floor plan -- generous enough for a family, versatile enough for guests, and dedicated to a home office or multi-generational living. The covered front porch frames the surrounding natural and invites the kind of slow mornings that are hard to come by anywhere else. A detached two-car garage adds convenience and storage without crowding the main structure, and the fully fenced yard brings a sense of definition to the sprawling grounds. Inside, the composition shingle roof, quality finishes, and 2008 construction timeline mean buyers inherit a well-built home -- not a project. What you see is what you get, and what you get is substantial. The property is also known as Dinsmore Ranch Road -- a name that suits it well. This is genuine North Coast California living: scenic, private, and priced to reflect real value at $975,000. Showings by appointment. Not a drive-by. Come ready to stay awhile.
Getting Around
Schools
Construction
Condition
- Year built: 2008
Type & Style
- Home type: SingleFamily
- Architectural style: Custom
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas,Free-Standing Refrigerator,Cooktop
- Laundry features: Dryer Hookup,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3.5
Features
- Tile Counters
- Number of fireplaces: 1
- Fireplace: Yes
Heating
- Heating features: Forced Air
Interior Area
- Total structure area: 3,183
- Total interior livable area: 3,183 sqft
Property
Features
- Patio & porch: Porch
- Exterior features: Garden
- Fencing: Full
- Has view: Yes
- View description: Hills
Lot
- Lot size: 7.75 Acres
- Lot size dimensions: IRR
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Landslide
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Humboldt County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,677 | $56,124 |
| Home Insurance * | $416 | $4,992 |
| Property Taxes | $477 | $5,724 |
| Electricity | $682 | $8,190 |
| Total | $6,252 | $75,024 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-22 | Listed for sale | $975,000 |
